{"id":304458,"date":"2017-04-11T11:00:00","date_gmt":"2017-04-11T15:00:00","guid":{"rendered":"https:\/\/wp-stage.familylife.com\/www\/podcast\/%series%\/you-and-your-money\/"},"modified":"2017-04-11T11:00:00","modified_gmt":"2017-04-11T15:00:00","slug":"you-and-your-money","status":"publish","type":"podcast","link":"https:\/\/wp-stage.familylife.com\/www\/podcast\/familylife-today\/you-and-your-money\/","title":{"rendered":"You and Your Money"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"<p>Brad Hewitt tells how consumerism thwarts our walk with God. Hewitt reminds us that\u00a0it isn&#8217;t how much you have, but what your heart longs for that determines whether you will be content.<\/p>\n","protected":false},"author":91,"featured_media":294104,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","inline_featured_image":false,"_uag_custom_page_level_css":"","episode_type":"","audio_file":"https:\/\/web.familylifetoday.com\/fl2017-04-11.mp3","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"","cover_image_id":"","duration":"00:","filesize":"24.94M","filesize_raw":"26147174","date_recorded":"","explicit":"","block":""},"categories":[2851],"tags":[5960,4525,4853,6232],"podcast_series":[8201],"cwp_profile":[9449],"series":[2101],"class_list":["post-304458","podcast","type-podcast","status-publish","has-post-thumbnail","hentry","category-finances","tag-being-content","tag-finances","tag-money","tag-stewardship","podcast_series-your-new-money-mindset","cwp_profile-brad-hewitt","series-familylife-today"],"acf":[],"episode_featured_image":"https:\/\/wp-stage.familylife.com\/www\/wp-content\/uploads\/sites\/1001\/2024\/09\/FLT-Podcast-Cover-2-508x508-3.jpg?w=508","episode_player_image":"https:\/\/wp-stage.familylife.com\/www\/wp-content\/uploads\/sites\/1001\/2023\/02\/image-scaled.jpg","download_link":"https:\/\/wp-stage.familylife.com\/www\/podcast-download\/304458\/you-and-your-money","player_link":"https:\/\/wp-stage.familylife.com\/www\/podcast-player\/304458\/you-and-your-money","audio_player":null,"episode_data":{"playerMode":"light","subscribeUrls":{"apple_podcasts":{"key":"apple_podcasts","url":"https:\/\/podcasts.apple.com\/us\/podcast\/familylife-today\/id212174303?mt=2&app=podcast","label":"Apple Podcasts","class":"apple_podcasts","icon":"apple-podcasts.png"},"google_podcasts":{"key":"google_podcasts","url":"","label":"Google Podcasts","class":"google_podcasts","icon":"google-podcasts.png"},"spotify":{"key":"spotify","url":"https:\/\/open.spotify.com\/show\/0j5UaKdQOHQCuo1bt0ebEm","label":"Spotify","class":"spotify","icon":"spotify.png"},"youtube":{"key":"youtube","url":"","label":"YouTube","class":"youtube","icon":"youtube.png"}},"rssFeedUrl":"https:\/\/wp-stage.familylife.com\/www\/feed\/podcast\/familylife-today","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"ycY16HmmLQ\"><a href=\"https:\/\/wp-stage.familylife.com\/www\/podcast\/familylife-today\/you-and-your-money\/\">You and Your Money<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/wp-stage.familylife.com\/www\/podcast\/familylife-today\/you-and-your-money\/embed\/#?secret=ycY16HmmLQ\" width=\"500\" height=\"350\" title=\"&#8220;You and Your Money&#8221; &#8212; FamilyLife\u00ae - A Cru Ministry\" data-secret=\"ycY16HmmLQ\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script>\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/wp-stage.familylife.com\/www\/wp-includes\/js\/wp-embed.min.js\n<\/script>\n"},"spectra_custom_meta":{"_wp_page_template":["default"],"transcript_url":["https:\/\/transcript.familylifetoday.com\/fl2017-04-11.pdf"],"audio_file":["https:\/\/web.familylifetoday.com\/fl2017-04-11.mp3"],"transcript_content":["<strong>Bob: <\/strong>What\u2019s the relationship between how much money you have and how happy you are? Brad Hewitt says there\u2019s some surprising research in regard to that. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Boston University study\u2014and it was, basically, they\u2019re looking at different groups of people. This was the highest net income group\u2014they discovered that group was just like everybody else\u2014they would need 25 percent more than they have in order to be happy. What\u2019s fascinating is\u2014everybody needs 25 percent more. It didn\u2019t matter really how much money you had\u2014the idea was that: \u201cIf I had 25 percent more, then, I would be happy.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>This is <em>FamilyLife Today<\/em> for Tuesday, April11<sup>th<\/sup>. Our host is the President of FamilyLife<sup>\u00ae<\/sup>, Dennis Rainey, and I'm Bob Lepine. When you have a new mindset about your money, you begin to realize that money isn\u2019t where joy comes from. We\u2019ll explore that with Brad Hewitt today. Stay with us.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>1:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd welcome to <em>FamilyLife Today<\/em>. Thanks for joining us. So, do you think you\u2019ve been generally a generous person throughout most of your life, or did you have a\u2014[Laughter] \u2014you\u2019re smiling\u2014just wondering, \u201cWas there something that has transitioned you from stingy to generous?\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Well, I mean, our guest on the broadcast started by saying, off microphone, that he\u2019s a stingy tither.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Right.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>He tithes out of obedience\u2014or he did at one point\u2014but he basically had a stingy heart. Had an encounter with Christ\u2014He began to change his life \/ transformed him into becoming a generous giver. Now, he\u2019s still stingy; but he\u2019s giving joyfully and tithing really has a different feel.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Yes; in fact, it doesn\u2019t even feel like tithing because we\u2019re so far beyond the tithe; it feels just like the question of: \u201cWhat is it that I get to do with God\u2019s money?\u201d\u2014which is completely different than tithing\u2014which, when I was tithing, it was <em>my<\/em> money; and I had to give ten percent. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>2:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tNow, it\u2019s God\u2019s money; and I get to actually decide\u2014and He\u2019s trusted me to decide. It\u2019s a <em>totally<\/em> different feeling\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> Well, Brad Hewitt, along with James Moline, who is a licensed psychologist, have written a book called <em>Your New Money Mindset: Create a Healthy Relationship with Money. <\/em>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<em>\u00a0<\/em>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI\u2019ve never really thought about having a relationship with money, Bob; have you?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>That\u2019s what this book is all about; and it\u2019s a fascinating thing, because we don\u2019t think about having a relationship with our money. But there\u2019s an emotional bond that people have with money; isn\u2019t there?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>People love it\u2014we know they love it. Brad is the CEO of Thrivent Financial<sup>\u00ae<\/sup>, which is a not-for-profit Fortune 500 company. He and his wife Sue have been married since 1985. They have two adult children and live in Minnesota. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tLet\u2019s go to the heart of love\u2014it\u2019s called, in America, consumerism. Unpack what consumerism is and why is it so infectious in creating a love relationship with money?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>3:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Well, again, if you go to the Scripture, the passage that often gets misquoted is: \u201c\u2026money is the root of all evil.\u201d It isn\u2019t\u2014it is: \u201cThe love of money\u2026\u201d\u2014that\u2019s the root of all evil. It\u2019s an interesting idea, because love is about a relationship and it\u2019s about the heart. That is at the root of so much in America. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI really believe there are four things that we believe to be what I call half truths about money\u2014is:\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThat money will give you security, because that\u2019s something we <em>really<\/em> value.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThat money will give you independence.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThat money will give you success.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd that money\u2014more money will make you happy.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd it\u2019s actually those four things that we\u2019ve so bought into\u2014as a society\u2014that makes us want to love money.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>And as you go through those four, I just have to share with you the statistic in your book that blew me away. It\u2019s the one that said\u2014this was a study where you talked to people who had net assets of, at least, 25 million.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>4:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Yes; average 78 million.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>The average was 78 million. Tell everybody what the study found.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> The study\u2014it\u2019s a Boston University study\u2014and it was, basically, they\u2019re looking at different groups of people. This was the highest net income group\u2014they discovered that that group was just like everybody else\u2014in order to be happy, they would need 25 percent more than they have in order to be happy and to feel secure. What\u2019s fascinating is\u2014everybody needs 25 percent more. It didn\u2019t matter really how much money you had\u2014the idea was that: \u201cIf I had 25 percent more, then, I would be happy.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>So, if that\u2019s where we all are, we\u2019re all thinking\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>You\u2019re talking about being worth 78 million? [Laughter]\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> No; no. [Laughter] I\u2019m talking about, wherever we are\u2014let\u2019s say you made $30,000 last year, or let\u2019s say you made $300,000 last year\u2014we\u2019ll take those two numbers. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>5:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tEverybody\u2019s thinking, \u201cYou know, we\u2019re eking by.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI\u2019ll tell you how I did this\u2014because we did this with a small group. I asked our small group, at the beginning of a study one time\u2014I said, \u201cI want you to write down\u2014let\u2019s say the economy went bust\u2014and you just had to eke by on as little as you could on a monthly basis\u2014write that number down.\u201d This was in the \u201880s. Our group\u2014the number of eking by, and we were all living in about the same lifestyle\u2014our group went from: \u201cI could eke by on $800 a month,\u201d to \u201c\u2026$2,900 a month.\u201d The guy, who said, \u201cI could eke by on $2,900 a month,\u201d\u2014we had people in the group who weren\u2019t making $2,900 a month; and this guy said, \u201cIf the economy went bust, that\u2019s what I would need just to pay my basic bills.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tSo, if we\u2019re all thinking, \u201cI just need a little more,\u201d how do we fix that?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>6:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Well, what ends up happening is\u2014of course, as you get more, your lifestyle just changes. It\u2019s those decisions about changing lifestyle and making sure that you actually think about those four things: \u201cIs money actually going to bring me security?\u201d The answer is: \u201cNo; it really doesn\u2019t. In fact, that\u2019s not what the biblical ideal is. What you want to have is confidence\u2014confidence\u2014first, that God loves you \/ that you have an eternal home. Confidence is something you can actually achieve, regardless of how much income you have.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tYou can go through each of those four things as: \u201cWhat\u2019s the half truth?\u201d and \u201cWhat\u2019s the whole truth?\u201d around \u201cHow do we think about those things?\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>So take us through those four\u2014give us the half truth and the whole truth.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Well, in order to do that, I actually have to tell the story of where I came up with the half truths. I worked at a church denomination, and I sat next to the chief theologian. He would often let me read his papers before they were published. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>7:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI am convinced it was to make sure they were dumbed down enough for the average reader\u2014[Laughter]\u2014I knew the role I was playing there. I remember asking him one time, \u201cSo what\u2019s the definition of heresy?\u201d\u00a0 I have <em>never<\/em> forgotten this, because it has been <em>so<\/em> meaningful in my life. He said, \u201cA heresy is when you take half the truth and you make it into a whole.\u201d Everybody sees through lies. It\u2019s the half truth that becomes the whole truth that is so dangerous.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThat\u2019s what we wrote, really, the book around\u2014is we started to see people\u2019s different relationships with money. What we found is that people were usually good at two or three of these four things, but usually one or two would trip them up. The four, again, are security\u2014some people really long for security. Money does give you a little security, but it\u2019s never going to provide the permanent security that the gospel does. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>8:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>So the half truth with security is\u2014money will provide a level of security. We all know that; because if the bill collectors are calling every day, it\u2019s harder to sleep at night than if you know, \u201cI can pay the bills this month.\u201d So there\u2019s a level of security that comes with having a level of money.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> It\u2019s a half truth.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> \u201cPursue righteousness,\u201d\u2014Jesus said\u2014\u201cSeek first the kingdom and His righteousness\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> \u2014\u201cand these other things will be added to you.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>So that\u2019s the whole truth; isn\u2019t it?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> That\u2019s the whole truth. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThe second one is independence. Financial independence is <em>so much<\/em> of what you hear. If you think about all the ads you see on TV about money management and wealth management\u2014it\u2019s all about: \u201cWhat\u2019s your number to be financially independent?\u201d That\u2019s, again\u2014it\u2019s a half truth. More money does make you more independent. But what\u2019s interesting is\u2014the whole truth in the Bible is always about community. The reality is\u2014the community will provide you more <em>joy<\/em> than being independent will ever do; and it will, frankly, provide you more security than all the money you have. [Laughter]\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>9:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>When you say that, here\u2019s the picture that comes to my mind\u2014is Mr. Potter.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>You know who Mr. Potter is?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> I sure do!\u2014from <em>It\u2019s a Wonderful Life<\/em>.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Mr. Potter from\u2014he was financially independent; right?\u2014and <em>miserable<\/em>\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> \u2014and miserable.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> \u2014and lonely, because he had no community. There\u2019s Jimmy Stewart on the other side, who realizes all the friends he\u2019s got, when push comes to shove. Once again: Proving that <em>It\u2019s a Wonderful Life<\/em> is the greatest movie ever made. [Laughter]\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>But our route to get to the wonderful life\u2014we haven\u2019t talked about it yet, but it is one word\u2014debt\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>\u2014borrow.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Buy what you want. Get what you want when you want it and owe other people.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>It really is another half truth associated with these first two that we\u2019re talking about.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> And it\u2019s associated with the more, which is what we\u2019re going to talk about too. It really is\u2014that\u2019s the danger, to some degree, of having a financial system that lets you actually put these into practice without the thoughtful discipline that you really need. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>10:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWhat\u2019s interesting is\u2014that with independence, money doesn\u2019t buy you happiness\u2014to some degree\u2014and we\u2019re going to talk about that in a second. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tBut interesting enough\u2014generosity almost always will get you community. Generosity almost always will give you that sense of contentment that God is\u2014partly because, as you are generous, you are actually usually giving to somebody who is in a different position than you, who needs it more. It builds the sense of confidence; because you basically say, \u201cBoy, if somebody else can get by at $800 bucks, maybe my $2,900 bucks is too much!\u201d [Laughter]\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> And also, often pairs you up with people who share the passion for whatever you are giving to\u2014they give to it as well. Now, you\u2019re a community of like-minded \/ like-hearted people who have the same passion.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Absolutely. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>We see this with Legacy Partners, people who invest in this ministry. Whenever we\u2019re able to be together with a group of these folks, it\u2019s almost <em>instant<\/em> community\u2014\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>11:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u2014people who <em>never<\/em> knew each other, but they feel like they\u2019re neighbors within a few minutes; because they have shared values and shared priorities.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Well, they\u2019re partners in this ministry; and they\u2019re part of a larger impact occurring across this country and around the world. They just have electricity about them, because they not only care about their own marriage and family. I love to write this at the bottom of a thank-you letter when someone gives\u2014I love to write the note and say, \u201cThank you for caring about your family and also other people\u2019s families. \u201c \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> You create a community\u2014a community that cares about more than just yourself. It\u2019s a <em>wonderful<\/em> thing\u2014it\u2019s a wonderful life. [Laughter]\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Bob really needed that, by the way. [Laughter]\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Another half truth and truth\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> So the next one is that \u201cMore will make you happy.\u201d And again, this is actually statistically true for a <em>very<\/em> short period of time. They actually took a study of people who had won the lottery and people who became paraplegic. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>12:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tNow, you\u2019d think those two groups are about as extreme opposites as you could get. Interestingly enough\u2014their level of happiness, six months later, was no different.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Wow.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Can you imagine two more things in life that would be more opposite as you win the lottery and you become a paraplegic? The reality is\u2014that anything, whether it is good or bad\u2014we immediately will start to adjust our lifestyle to whatever that is.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>So you win the lottery: Week One, you are euphoric.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> You are euphoric.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>You become a paraplegic: Week One, you are despondent.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Despondent\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Six months later, you are back to equilibrium.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> You are basically\u2014and it depends on what it is and how long \/ now, that wasn\u2019t true for everyone\u2014but you kind of get the gist. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tSo for money\u2014it\u2019s called the hedonistic treadmill. You think: \u201cBoy, if I had more\u2026\u201d and it gives you a little rush. And \u201cI got that, and I\u2019m happy,\u201d and it quickly goes away; so then, you have to do more. This is where debt and borrowing becomes a really big problem\u2014this whole idea of\u2014again, the whole truth is about contentment. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>13:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tPaul says, \u201cI\u2019ve had much and I\u2019ve had little, and I\u2019ve learned to be content.\u201d\u00a0 Contentment is really the whole truth. This hedonistic treadmill\u2014is when it is so easy to get on, especially in America, and especially with advertising, and especially with what we see in social media and all the other\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>So the half truth is: \u201cMore will make you happier, short term.\u201d Contentment comes from something other than having more.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> And contentment, interestingly enough\u2014again, one of the themes you are going to hear over and over again, if you want to learn to be content, start to be generous. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI tell a little story. We were talking about holidays and vacations. Since our kids were little, we\u2019ve gone skiing in Colorado. Especially, as my career has\u2014I\u2019ve had some success\u2014early in my career, I would go there; and I would see: \u201cThese people have these beautiful ski houses! I should have one of these.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>14:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI didn\u2019t have more vacation! I could use my one week and go skiing. I couldn\u2019t have used it anyway, but I just wanted it. Then, I remember going, a few weeks later. I went and served at an Urban Homeworks, which is an inner city ministry that helps people fix up their house. I remember going away from that, feeling, \u201cI am <em>so<\/em> blessed.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI remember contrasting the two experiences\u2014being on a vacation and seeing these ski houses \/ and going, and serving, and being generous\u2014and my two different reactions\u2014one of being discontent and one of feeling blessed. Generosity led me to contentment. Serving myself, even in a really good thing\u2014it was <em>really<\/em> good for our family to be there\u2014<em>but<\/em> it was easy to then move into that sense of, \u201cBoy, I need more.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>And Brad, you keep pushing us where Jesus pushed us, which is toward generosity; because when we\u2019re around people who are generous\u2014and it\u2019s not because they give to us \/ I\u2019m not talking about that\u2014but when you\u2019re around people, who are generous with others, it\u2019s <em>infectious<\/em> and it\u2019s <em>fantastic<\/em>.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>15:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tBob, there\u2019s a story that we have in the archives that\u2014Brad, you haven\u2019t heard\u2014but I want you to respond to this story by our friend, Ron Blue, who has helped a lot of people find the secret of generosity.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>I know the story you are talking about\u2014and he shared this. This is one of those stories, where you just kind of go, \u201cWow!\u201d And it does change the way you think about what you have and what you give. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t[Previous Interview Excerpt]\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Ron:<\/strong> I used to have breakfast at Chick-fil-A<sup>\u00ae<\/sup> with my son. We\u2019d always order the same thing, and this Hispanic lady always waited on us. When we would walk in, she would serve us with a smile \/ she\u2019d have our breakfast ready. I was walking out of the restaurant one day and I said, \u201cYou tip people in restaurants, why don\u2019t we tip fast-food people?\u201d I couldn\u2019t think of a good reason; so I reached in my billfold and pulled out $20. The Lord said, almost verbally \/ audibly\u2014said, \u201cYou cheapskate!\u201d because I had a <em>lot<\/em> of twenties in my billfold. [Laughter]\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>16:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI folded up five $20s and went back in and said, \u201cCan you accept tips?\u201d She said, \u201cSure.\u201d So I gave her $100. A week or so later, I was back in; and she thanked me for the gift. She said: \u2018You know, when you gave that to me, I needed a new set of tires. So I was feeling very blessed that you did that.\u201d But she said, \u201cWhen my daughter got home from high school, and found out there\u2019d been an apartment fire and somebody had lost everything in their apartment,\u201d she said, \u201cI thought they needed the $100 worse than I did.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Wow.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Ron:<\/strong> So she said: \u201cWe gave it to them.\u201d [Laughter] I mean, I learned a <em>lot<\/em> of lessons in that. I thought, \u201cYou know, I gave out of my abundance\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Yes, really.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Ron:<\/strong> \u2014\u201cand she gave out of her poverty.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t[Studio]\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> What a wonderful story. I mean, I think that is one of the lessons\u2014I think God softens our heart, along the way. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>17:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI think that is one of the most beneficial things of generosity is\u2014is that constant softening of heart\u2014is His reply to me: \u201cI\u2019m going to take a heart of stone and make it into a heart of flesh.\u201d I mean, I actually think that\u2019s what the process of generosity does\u2014is takes a heart of stone and makes it into a heart of flesh.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>I think there ought to be more sharing of those kinds of stories publically. There is this voice that whispers in your ear [whispering], \u201cDon\u2019t share the story; because if you do, people will think you are bragging about giving.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Exactly.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>What Dr Bill Bright, the founder of Campus Crusade for Christ<sup>\u00ae<\/sup>, said\u2014he said: \u201cYou know, the devil of hell wants to keep us silent about our prayer lives, about our giving, our prayer and fasting from food. He wants to keep us silent about this so that other people, who don\u2019t enjoy those spiritual disciplines, will never hear about them.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>He said, \u201cWe need to be talking about some of the great, delightful moments in life, when we gave a gift to someone else,\u201d\u2014like Ron Blue did\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>18:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u2014and it went on with a more powerful lesson than you could ever get from any sermon. I mean, that\u2019s real life\u2014it\u2019s where people are living and what people need to hear today. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> I just want to say: \u201cGenerosity is <em>way<\/em> more than money,\u201d\u2014it is: \u201cTime is more important than money,\u201d\u2014ourselves being open. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI just want to share one story that was shared with me yesterday. We have had, for a year-and-one-half, we have had a person who works at an organization like ours in Japan. He\u2019s been on a year-and-one-half-long assignment. His name is Dasuki. Dasuki\u2014it was his last day yesterday. He came and he brought some little cookies his wife had made. He was kind of sad about leaving, even though he was going back home. I asked him, \u201cWhat are the two or three things you are going to take back with you?\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tHe looked at me with a smile and he said: \u201cWell, I\u2019m going to tell our executives that you actually go down into the lunch room and eat with everybody else and stand in line and talk to them all.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>19:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tHe said, \u201cThey won\u2019t believe that a Fortune 500 CEO would actually do that, because\u201d\u2014 he said\u2014\u201cthey would never do that.\u201d He said, \u201cYou know, your willingness to be just one of the people\u2014that sense of generosity infects the whole culture. I want that sense of generosity to move to our company in Japan.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tSo I think of generosity\u2014while we wrote this book about money, because it is the easiest one to actually think about\u2014it\u2019s generosity of time, and talents, and self, and being open are just as valuable as giving money; because some people don\u2019t have lots of money to give, but they can give a smile at the grocery store or something.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> I was just sitting here, thinking about an assignment for a listener. I thought: \u201cSo if you thought you have 20 bucks in your wallet that is not spoken for\u2014that you could let loose of and it wouldn\u2019t hurt you\u2014 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>20:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u2014\u201cfind somebody today to give the 20 bucks to and bless them,\u201d\u2014kind of like the illustration you shared of your barber giving you money to bless somebody.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Right. And then write us and tell us the story.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>\u2014of what happens. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd if you don\u2019t have 20 bucks \/ if all you have is a smile, or a kind word, or an opportunity to serve\u2014I came into our church last Sunday, and there was a Scripture in calligraphy that was hanging in the entrance. [To] the young woman who had done the work\u2014I said, \u201cThis is really beautiful.\u201d She said,\u201d You know, we\u2019re not able to give right now; so this is a way that we can give.\u201d\u00a0 I said: \u201cNo; you\u2019re able to give\u2014you just did.\u201d We do have to think it\u2019s not just about what we can give with our money but the whole lifestyle of giving.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Bob, I\u2019m glad you mentioned the smile; because we\u2019re all going to the grocery store, or going to a fast-food place, or\u2014 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>21:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>\u2014the TSA line \/ that\u2019s where you like to smile; right? [Laughter]\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Well, I\u2019m expanding my kindness to TSA agents to beyond them\u2014to the grocery store and saying the person\u2019s name: \u201cYoung man, that\u2019s a great name! You have a great smile as a young man. Thank you for your service. Thank you for being kind to me.\u201d I have to tell you\u2014as a father and a grandfather, I\u2019m concerned about the lack of civility in our nation and how unkind we can be to one another. This is a way to fight back. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Well, I just hope that our listeners will do something today\u2014whether it\u2019s give someone money, or give someone a smile, or just do something that is an act of kindness and generosity. And I hope they\u2019ll go to our website, FamilyLifeToday.com, and answer a few questions\u2014we\u2019ve got an inventory there. Actually, it\u2019s an inventory that Brad Hewitt has created that\u2019s on his website; but we have the link to it. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>22:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tYou can answer some questions and get a sense of how you are doing in your relationship with your money: \u201cWhere are some areas where you might be able to improve?\u201d Go to FamilyLifeToday.com if you want to answer those questions and see how you score. We\u2019ve had a lot of people doing that. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWe\u2019ve also had a lot of people getting a copy of Brand\u2019s book, <em>Your New Money Mindset: Create a Healthy Relationship with Money. <\/em>You can order, online, at FamilyLifeToday.com; or you can call 1-800-FL-TODAY to get a copy of the book. Again, the website is FamilyLifeToday.com \/ you can call us at 1-800-\u201cF\u201d as in family, \u201cL\u201d as in Life, and then the word, \u201cTODAY,\u201d\u20141-800-358-6329.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tLet me also say, \u201cThank you,\u201d to some of the most generous people we know\u2014that\u2019s those of you who are Legacy Partners to this ministry, those of you who, each month, make a contribution in support of the work of FamilyLife, helping us get this message about God\u2019s design for marriage and family into the hearts and minds of more and more people all around the globe. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>23:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThat\u2019s what you\u2019re doing every time you make a donation in support of this ministry. You\u2019re expanding the reach of <em>FamilyLifeToday<\/em>, and our website, and our resources. You\u2019re helping us get more places with this message. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd we appreciate those of you who, are not only monthly contributors, but those of you who contribute, from time to time. You can make an online donation today at FamilyLifeToday.com. You can <em>call<\/em> to donate at 1-800-FL-TODAY; or you can mail your donation to <em>FamilyLifeToday<\/em> at PO Box 7111, Little Rock, AR; our zip code is 72223. And by the way, when you donate, we\u2019ve got some resources we want to send you to help you more effectively pray for one another in your family and to give you some creative ideas for how you could enjoy a date night together without it costing you a whole ton of money. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>24:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThat\u2019s our gift to you when you support the ministry of <em>FamilyLifeToday <\/em>with a donation. We do appreciate your partnership with us.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWe hope you can join us back again tomorrow. Brad Hewitt is going to be here again. We\u2019ll continue to talk about generosity and your money. Hope you can tune in for that.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI want to thank our engineer today, Keith Lynch, along with our entire broadcast production team. On behalf of our host, Dennis Rainey, I'm Bob Lepine. We will see you back next time for another edition of <em>FamilyLife Today<\/em>. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<em>FamilyLife Today<\/em> is a production of FamilyLife of Little Rock, Arkansas. \n\t\t\t<\/p>\n\t\t\t\n\t\t\t\t<p>\n\t\t\t\t\tHelp for today. Hope for tomorrow.\n\t\t\t\t<\/p>\n\t\t\t\t<p>\n\t\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t\t<\/p>\n\t\t\t\n\t\t\t<p>\n\t\t\t\tWe are so happy to provide these transcripts to you. However, there is a cost to produce them for our website. If you\u2019ve benefited from the broadcast transcripts, would you consider <a href=\"http:\/\/wp-stage.familylife.com\/www\/donate\">donating today<\/a> to help defray the costs?\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tCopyright <sup>\u00a9<\/sup> 2017 FamilyLife. All rights reserved.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<a href=\"http:\/\/wp-stage.familylife.com\/www\/\">www.FamilyLife.com<\/a>\u00a0 \n\t\t\t<\/p>\n\t\t\t\n\t\t\t\t<p>\n\t\t\t\t\t1\n\t\t\t\t<\/p>"],"_seopress_titles_title":[""],"_seopress_titles_desc":[""],"_seopress_robots_index":[""],"duration":["00:"],"show_notes":[""],"_thumbnail_id":["294104"],"filesize":["24.94M"],"filesize_raw":["26147174"],"_uag_css_file_name":["uag-css-304458.css"],"_uag_js_file_name":["uag-js-304458.js"],"_uag_page_assets":["a:9:{s:3:\"css\";s:82560:\".wp-block-uagb-container.uagb-block-e11dbe9f .uagb-container__shape-top svg{width: calc( 100% + 1.3px );}.wp-block-uagb-container.uagb-block-e11dbe9f .uagb-container__shape.uagb-container__shape-top .uagb-container__shape-fill{fill: rgba(51,51,51,1);}.wp-block-uagb-container.uagb-block-e11dbe9f .uagb-container__shape-bottom svg{width: calc( 100% + 1.3px );}.wp-block-uagb-container.uagb-block-e11dbe9f .uagb-container__shape.uagb-container__shape-bottom 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Hewitt tells how consumerism thwarts our walk with God. Hewitt reminds us that\u00a0it isn't how much you have, but what your heart longs for that determines whether you will be content.","meta_box":{"show_notes":"","transcript_url":"https:\/\/transcript.familylifetoday.com\/fl2017-04-11.pdf","transcript_content":"<strong>Bob: <\/strong>What\u2019s the relationship between how much money you have and how happy you are? Brad Hewitt says there\u2019s some surprising research in regard to that. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Boston University study\u2014and it was, basically, they\u2019re looking at different groups of people. This was the highest net income group\u2014they discovered that group was just like everybody else\u2014they would need 25 percent more than they have in order to be happy. What\u2019s fascinating is\u2014everybody needs 25 percent more. It didn\u2019t matter really how much money you had\u2014the idea was that: \u201cIf I had 25 percent more, then, I would be happy.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>This is <em>FamilyLife Today<\/em> for Tuesday, April11<sup>th<\/sup>. Our host is the President of FamilyLife<sup>\u00ae<\/sup>, Dennis Rainey, and I'm Bob Lepine. When you have a new mindset about your money, you begin to realize that money isn\u2019t where joy comes from. We\u2019ll explore that with Brad Hewitt today. Stay with us.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>1:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd welcome to <em>FamilyLife Today<\/em>. Thanks for joining us. So, do you think you\u2019ve been generally a generous person throughout most of your life, or did you have a\u2014[Laughter] \u2014you\u2019re smiling\u2014just wondering, \u201cWas there something that has transitioned you from stingy to generous?\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Well, I mean, our guest on the broadcast started by saying, off microphone, that he\u2019s a stingy tither.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Right.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>He tithes out of obedience\u2014or he did at one point\u2014but he basically had a stingy heart. Had an encounter with Christ\u2014He began to change his life \/ transformed him into becoming a generous giver. Now, he\u2019s still stingy; but he\u2019s giving joyfully and tithing really has a different feel.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Yes; in fact, it doesn\u2019t even feel like tithing because we\u2019re so far beyond the tithe; it feels just like the question of: \u201cWhat is it that I get to do with God\u2019s money?\u201d\u2014which is completely different than tithing\u2014which, when I was tithing, it was <em>my<\/em> money; and I had to give ten percent. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>2:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tNow, it\u2019s God\u2019s money; and I get to actually decide\u2014and He\u2019s trusted me to decide. It\u2019s a <em>totally<\/em> different feeling\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> Well, Brad Hewitt, along with James Moline, who is a licensed psychologist, have written a book called <em>Your New Money Mindset: Create a Healthy Relationship with Money. <\/em>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<em>\u00a0<\/em>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI\u2019ve never really thought about having a relationship with money, Bob; have you?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>That\u2019s what this book is all about; and it\u2019s a fascinating thing, because we don\u2019t think about having a relationship with our money. But there\u2019s an emotional bond that people have with money; isn\u2019t there?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>People love it\u2014we know they love it. Brad is the CEO of Thrivent Financial<sup>\u00ae<\/sup>, which is a not-for-profit Fortune 500 company. He and his wife Sue have been married since 1985. They have two adult children and live in Minnesota. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tLet\u2019s go to the heart of love\u2014it\u2019s called, in America, consumerism. Unpack what consumerism is and why is it so infectious in creating a love relationship with money?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>3:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Well, again, if you go to the Scripture, the passage that often gets misquoted is: \u201c\u2026money is the root of all evil.\u201d It isn\u2019t\u2014it is: \u201cThe love of money\u2026\u201d\u2014that\u2019s the root of all evil. It\u2019s an interesting idea, because love is about a relationship and it\u2019s about the heart. That is at the root of so much in America. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI really believe there are four things that we believe to be what I call half truths about money\u2014is:\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThat money will give you security, because that\u2019s something we <em>really<\/em> value.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThat money will give you independence.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThat money will give you success.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd that money\u2014more money will make you happy.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd it\u2019s actually those four things that we\u2019ve so bought into\u2014as a society\u2014that makes us want to love money.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>And as you go through those four, I just have to share with you the statistic in your book that blew me away. It\u2019s the one that said\u2014this was a study where you talked to people who had net assets of, at least, 25 million.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>4:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Yes; average 78 million.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>The average was 78 million. Tell everybody what the study found.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> The study\u2014it\u2019s a Boston University study\u2014and it was, basically, they\u2019re looking at different groups of people. This was the highest net income group\u2014they discovered that that group was just like everybody else\u2014in order to be happy, they would need 25 percent more than they have in order to be happy and to feel secure. What\u2019s fascinating is\u2014everybody needs 25 percent more. It didn\u2019t matter really how much money you had\u2014the idea was that: \u201cIf I had 25 percent more, then, I would be happy.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>So, if that\u2019s where we all are, we\u2019re all thinking\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>You\u2019re talking about being worth 78 million? [Laughter]\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> No; no. [Laughter] I\u2019m talking about, wherever we are\u2014let\u2019s say you made $30,000 last year, or let\u2019s say you made $300,000 last year\u2014we\u2019ll take those two numbers. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>5:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tEverybody\u2019s thinking, \u201cYou know, we\u2019re eking by.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI\u2019ll tell you how I did this\u2014because we did this with a small group. I asked our small group, at the beginning of a study one time\u2014I said, \u201cI want you to write down\u2014let\u2019s say the economy went bust\u2014and you just had to eke by on as little as you could on a monthly basis\u2014write that number down.\u201d This was in the \u201880s. Our group\u2014the number of eking by, and we were all living in about the same lifestyle\u2014our group went from: \u201cI could eke by on $800 a month,\u201d to \u201c\u2026$2,900 a month.\u201d The guy, who said, \u201cI could eke by on $2,900 a month,\u201d\u2014we had people in the group who weren\u2019t making $2,900 a month; and this guy said, \u201cIf the economy went bust, that\u2019s what I would need just to pay my basic bills.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tSo, if we\u2019re all thinking, \u201cI just need a little more,\u201d how do we fix that?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>6:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Well, what ends up happening is\u2014of course, as you get more, your lifestyle just changes. It\u2019s those decisions about changing lifestyle and making sure that you actually think about those four things: \u201cIs money actually going to bring me security?\u201d The answer is: \u201cNo; it really doesn\u2019t. In fact, that\u2019s not what the biblical ideal is. What you want to have is confidence\u2014confidence\u2014first, that God loves you \/ that you have an eternal home. Confidence is something you can actually achieve, regardless of how much income you have.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tYou can go through each of those four things as: \u201cWhat\u2019s the half truth?\u201d and \u201cWhat\u2019s the whole truth?\u201d around \u201cHow do we think about those things?\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>So take us through those four\u2014give us the half truth and the whole truth.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Well, in order to do that, I actually have to tell the story of where I came up with the half truths. I worked at a church denomination, and I sat next to the chief theologian. He would often let me read his papers before they were published. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>7:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI am convinced it was to make sure they were dumbed down enough for the average reader\u2014[Laughter]\u2014I knew the role I was playing there. I remember asking him one time, \u201cSo what\u2019s the definition of heresy?\u201d\u00a0 I have <em>never<\/em> forgotten this, because it has been <em>so<\/em> meaningful in my life. He said, \u201cA heresy is when you take half the truth and you make it into a whole.\u201d Everybody sees through lies. It\u2019s the half truth that becomes the whole truth that is so dangerous.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThat\u2019s what we wrote, really, the book around\u2014is we started to see people\u2019s different relationships with money. What we found is that people were usually good at two or three of these four things, but usually one or two would trip them up. The four, again, are security\u2014some people really long for security. Money does give you a little security, but it\u2019s never going to provide the permanent security that the gospel does. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>8:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>So the half truth with security is\u2014money will provide a level of security. We all know that; because if the bill collectors are calling every day, it\u2019s harder to sleep at night than if you know, \u201cI can pay the bills this month.\u201d So there\u2019s a level of security that comes with having a level of money.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> It\u2019s a half truth.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> \u201cPursue righteousness,\u201d\u2014Jesus said\u2014\u201cSeek first the kingdom and His righteousness\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> \u2014\u201cand these other things will be added to you.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>So that\u2019s the whole truth; isn\u2019t it?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> That\u2019s the whole truth. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThe second one is independence. Financial independence is <em>so much<\/em> of what you hear. If you think about all the ads you see on TV about money management and wealth management\u2014it\u2019s all about: \u201cWhat\u2019s your number to be financially independent?\u201d That\u2019s, again\u2014it\u2019s a half truth. More money does make you more independent. But what\u2019s interesting is\u2014the whole truth in the Bible is always about community. The reality is\u2014the community will provide you more <em>joy<\/em> than being independent will ever do; and it will, frankly, provide you more security than all the money you have. [Laughter]\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>9:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>When you say that, here\u2019s the picture that comes to my mind\u2014is Mr. Potter.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>You know who Mr. Potter is?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> I sure do!\u2014from <em>It\u2019s a Wonderful Life<\/em>.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Mr. Potter from\u2014he was financially independent; right?\u2014and <em>miserable<\/em>\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> \u2014and miserable.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> \u2014and lonely, because he had no community. There\u2019s Jimmy Stewart on the other side, who realizes all the friends he\u2019s got, when push comes to shove. Once again: Proving that <em>It\u2019s a Wonderful Life<\/em> is the greatest movie ever made. [Laughter]\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>But our route to get to the wonderful life\u2014we haven\u2019t talked about it yet, but it is one word\u2014debt\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>\u2014borrow.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Buy what you want. Get what you want when you want it and owe other people.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>It really is another half truth associated with these first two that we\u2019re talking about.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> And it\u2019s associated with the more, which is what we\u2019re going to talk about too. It really is\u2014that\u2019s the danger, to some degree, of having a financial system that lets you actually put these into practice without the thoughtful discipline that you really need. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>10:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWhat\u2019s interesting is\u2014that with independence, money doesn\u2019t buy you happiness\u2014to some degree\u2014and we\u2019re going to talk about that in a second. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tBut interesting enough\u2014generosity almost always will get you community. Generosity almost always will give you that sense of contentment that God is\u2014partly because, as you are generous, you are actually usually giving to somebody who is in a different position than you, who needs it more. It builds the sense of confidence; because you basically say, \u201cBoy, if somebody else can get by at $800 bucks, maybe my $2,900 bucks is too much!\u201d [Laughter]\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> And also, often pairs you up with people who share the passion for whatever you are giving to\u2014they give to it as well. Now, you\u2019re a community of like-minded \/ like-hearted people who have the same passion.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Absolutely. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>We see this with Legacy Partners, people who invest in this ministry. Whenever we\u2019re able to be together with a group of these folks, it\u2019s almost <em>instant<\/em> community\u2014\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>11:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u2014people who <em>never<\/em> knew each other, but they feel like they\u2019re neighbors within a few minutes; because they have shared values and shared priorities.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Well, they\u2019re partners in this ministry; and they\u2019re part of a larger impact occurring across this country and around the world. They just have electricity about them, because they not only care about their own marriage and family. I love to write this at the bottom of a thank-you letter when someone gives\u2014I love to write the note and say, \u201cThank you for caring about your family and also other people\u2019s families. \u201c \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> You create a community\u2014a community that cares about more than just yourself. It\u2019s a <em>wonderful<\/em> thing\u2014it\u2019s a wonderful life. [Laughter]\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Bob really needed that, by the way. [Laughter]\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Another half truth and truth\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> So the next one is that \u201cMore will make you happy.\u201d And again, this is actually statistically true for a <em>very<\/em> short period of time. They actually took a study of people who had won the lottery and people who became paraplegic. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>12:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tNow, you\u2019d think those two groups are about as extreme opposites as you could get. Interestingly enough\u2014their level of happiness, six months later, was no different.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Wow.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Can you imagine two more things in life that would be more opposite as you win the lottery and you become a paraplegic? The reality is\u2014that anything, whether it is good or bad\u2014we immediately will start to adjust our lifestyle to whatever that is.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>So you win the lottery: Week One, you are euphoric.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> You are euphoric.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>You become a paraplegic: Week One, you are despondent.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Despondent\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Six months later, you are back to equilibrium.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> You are basically\u2014and it depends on what it is and how long \/ now, that wasn\u2019t true for everyone\u2014but you kind of get the gist. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tSo for money\u2014it\u2019s called the hedonistic treadmill. You think: \u201cBoy, if I had more\u2026\u201d and it gives you a little rush. And \u201cI got that, and I\u2019m happy,\u201d and it quickly goes away; so then, you have to do more. This is where debt and borrowing becomes a really big problem\u2014this whole idea of\u2014again, the whole truth is about contentment. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>13:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tPaul says, \u201cI\u2019ve had much and I\u2019ve had little, and I\u2019ve learned to be content.\u201d\u00a0 Contentment is really the whole truth. This hedonistic treadmill\u2014is when it is so easy to get on, especially in America, and especially with advertising, and especially with what we see in social media and all the other\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>So the half truth is: \u201cMore will make you happier, short term.\u201d Contentment comes from something other than having more.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> And contentment, interestingly enough\u2014again, one of the themes you are going to hear over and over again, if you want to learn to be content, start to be generous. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI tell a little story. We were talking about holidays and vacations. Since our kids were little, we\u2019ve gone skiing in Colorado. Especially, as my career has\u2014I\u2019ve had some success\u2014early in my career, I would go there; and I would see: \u201cThese people have these beautiful ski houses! I should have one of these.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>14:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI didn\u2019t have more vacation! I could use my one week and go skiing. I couldn\u2019t have used it anyway, but I just wanted it. Then, I remember going, a few weeks later. I went and served at an Urban Homeworks, which is an inner city ministry that helps people fix up their house. I remember going away from that, feeling, \u201cI am <em>so<\/em> blessed.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI remember contrasting the two experiences\u2014being on a vacation and seeing these ski houses \/ and going, and serving, and being generous\u2014and my two different reactions\u2014one of being discontent and one of feeling blessed. Generosity led me to contentment. Serving myself, even in a really good thing\u2014it was <em>really<\/em> good for our family to be there\u2014<em>but<\/em> it was easy to then move into that sense of, \u201cBoy, I need more.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>And Brad, you keep pushing us where Jesus pushed us, which is toward generosity; because when we\u2019re around people who are generous\u2014and it\u2019s not because they give to us \/ I\u2019m not talking about that\u2014but when you\u2019re around people, who are generous with others, it\u2019s <em>infectious<\/em> and it\u2019s <em>fantastic<\/em>.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>15:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tBob, there\u2019s a story that we have in the archives that\u2014Brad, you haven\u2019t heard\u2014but I want you to respond to this story by our friend, Ron Blue, who has helped a lot of people find the secret of generosity.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>I know the story you are talking about\u2014and he shared this. This is one of those stories, where you just kind of go, \u201cWow!\u201d And it does change the way you think about what you have and what you give. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t[Previous Interview Excerpt]\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Ron:<\/strong> I used to have breakfast at Chick-fil-A<sup>\u00ae<\/sup> with my son. We\u2019d always order the same thing, and this Hispanic lady always waited on us. When we would walk in, she would serve us with a smile \/ she\u2019d have our breakfast ready. I was walking out of the restaurant one day and I said, \u201cYou tip people in restaurants, why don\u2019t we tip fast-food people?\u201d I couldn\u2019t think of a good reason; so I reached in my billfold and pulled out $20. The Lord said, almost verbally \/ audibly\u2014said, \u201cYou cheapskate!\u201d because I had a <em>lot<\/em> of twenties in my billfold. [Laughter]\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>16:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI folded up five $20s and went back in and said, \u201cCan you accept tips?\u201d She said, \u201cSure.\u201d So I gave her $100. A week or so later, I was back in; and she thanked me for the gift. She said: \u2018You know, when you gave that to me, I needed a new set of tires. So I was feeling very blessed that you did that.\u201d But she said, \u201cWhen my daughter got home from high school, and found out there\u2019d been an apartment fire and somebody had lost everything in their apartment,\u201d she said, \u201cI thought they needed the $100 worse than I did.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Wow.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Ron:<\/strong> So she said: \u201cWe gave it to them.\u201d [Laughter] I mean, I learned a <em>lot<\/em> of lessons in that. I thought, \u201cYou know, I gave out of my abundance\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Yes, really.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Ron:<\/strong> \u2014\u201cand she gave out of her poverty.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t[Studio]\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> What a wonderful story. I mean, I think that is one of the lessons\u2014I think God softens our heart, along the way. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>17:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI think that is one of the most beneficial things of generosity is\u2014is that constant softening of heart\u2014is His reply to me: \u201cI\u2019m going to take a heart of stone and make it into a heart of flesh.\u201d I mean, I actually think that\u2019s what the process of generosity does\u2014is takes a heart of stone and makes it into a heart of flesh.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>I think there ought to be more sharing of those kinds of stories publically. There is this voice that whispers in your ear [whispering], \u201cDon\u2019t share the story; because if you do, people will think you are bragging about giving.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Exactly.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>What Dr Bill Bright, the founder of Campus Crusade for Christ<sup>\u00ae<\/sup>, said\u2014he said: \u201cYou know, the devil of hell wants to keep us silent about our prayer lives, about our giving, our prayer and fasting from food. He wants to keep us silent about this so that other people, who don\u2019t enjoy those spiritual disciplines, will never hear about them.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>He said, \u201cWe need to be talking about some of the great, delightful moments in life, when we gave a gift to someone else,\u201d\u2014like Ron Blue did\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>18:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u2014and it went on with a more powerful lesson than you could ever get from any sermon. I mean, that\u2019s real life\u2014it\u2019s where people are living and what people need to hear today. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> I just want to say: \u201cGenerosity is <em>way<\/em> more than money,\u201d\u2014it is: \u201cTime is more important than money,\u201d\u2014ourselves being open. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI just want to share one story that was shared with me yesterday. We have had, for a year-and-one-half, we have had a person who works at an organization like ours in Japan. He\u2019s been on a year-and-one-half-long assignment. His name is Dasuki. Dasuki\u2014it was his last day yesterday. He came and he brought some little cookies his wife had made. He was kind of sad about leaving, even though he was going back home. I asked him, \u201cWhat are the two or three things you are going to take back with you?\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tHe looked at me with a smile and he said: \u201cWell, I\u2019m going to tell our executives that you actually go down into the lunch room and eat with everybody else and stand in line and talk to them all.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>19:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tHe said, \u201cThey won\u2019t believe that a Fortune 500 CEO would actually do that, because\u201d\u2014 he said\u2014\u201cthey would never do that.\u201d He said, \u201cYou know, your willingness to be just one of the people\u2014that sense of generosity infects the whole culture. I want that sense of generosity to move to our company in Japan.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tSo I think of generosity\u2014while we wrote this book about money, because it is the easiest one to actually think about\u2014it\u2019s generosity of time, and talents, and self, and being open are just as valuable as giving money; because some people don\u2019t have lots of money to give, but they can give a smile at the grocery store or something.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> I was just sitting here, thinking about an assignment for a listener. I thought: \u201cSo if you thought you have 20 bucks in your wallet that is not spoken for\u2014that you could let loose of and it wouldn\u2019t hurt you\u2014 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>20:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u2014\u201cfind somebody today to give the 20 bucks to and bless them,\u201d\u2014kind of like the illustration you shared of your barber giving you money to bless somebody.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Right. And then write us and tell us the story.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>\u2014of what happens. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd if you don\u2019t have 20 bucks \/ if all you have is a smile, or a kind word, or an opportunity to serve\u2014I came into our church last Sunday, and there was a Scripture in calligraphy that was hanging in the entrance. [To] the young woman who had done the work\u2014I said, \u201cThis is really beautiful.\u201d She said,\u201d You know, we\u2019re not able to give right now; so this is a way that we can give.\u201d\u00a0 I said: \u201cNo; you\u2019re able to give\u2014you just did.\u201d We do have to think it\u2019s not just about what we can give with our money but the whole lifestyle of giving.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Bob, I\u2019m glad you mentioned the smile; because we\u2019re all going to the grocery store, or going to a fast-food place, or\u2014 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>21:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>\u2014the TSA line \/ that\u2019s where you like to smile; right? [Laughter]\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Well, I\u2019m expanding my kindness to TSA agents to beyond them\u2014to the grocery store and saying the person\u2019s name: \u201cYoung man, that\u2019s a great name! You have a great smile as a young man. Thank you for your service. Thank you for being kind to me.\u201d I have to tell you\u2014as a father and a grandfather, I\u2019m concerned about the lack of civility in our nation and how unkind we can be to one another. This is a way to fight back. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Well, I just hope that our listeners will do something today\u2014whether it\u2019s give someone money, or give someone a smile, or just do something that is an act of kindness and generosity. And I hope they\u2019ll go to our website, FamilyLifeToday.com, and answer a few questions\u2014we\u2019ve got an inventory there. Actually, it\u2019s an inventory that Brad Hewitt has created that\u2019s on his website; but we have the link to it. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>22:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tYou can answer some questions and get a sense of how you are doing in your relationship with your money: \u201cWhere are some areas where you might be able to improve?\u201d Go to FamilyLifeToday.com if you want to answer those questions and see how you score. We\u2019ve had a lot of people doing that. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWe\u2019ve also had a lot of people getting a copy of Brand\u2019s book, <em>Your New Money Mindset: Create a Healthy Relationship with Money. <\/em>You can order, online, at FamilyLifeToday.com; or you can call 1-800-FL-TODAY to get a copy of the book. Again, the website is FamilyLifeToday.com \/ you can call us at 1-800-\u201cF\u201d as in family, \u201cL\u201d as in Life, and then the word, \u201cTODAY,\u201d\u20141-800-358-6329.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tLet me also say, \u201cThank you,\u201d to some of the most generous people we know\u2014that\u2019s those of you who are Legacy Partners to this ministry, those of you who, each month, make a contribution in support of the work of FamilyLife, helping us get this message about God\u2019s design for marriage and family into the hearts and minds of more and more people all around the globe. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>23:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThat\u2019s what you\u2019re doing every time you make a donation in support of this ministry. You\u2019re expanding the reach of <em>FamilyLifeToday<\/em>, and our website, and our resources. You\u2019re helping us get more places with this message. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd we appreciate those of you who, are not only monthly contributors, but those of you who contribute, from time to time. You can make an online donation today at FamilyLifeToday.com. You can <em>call<\/em> to donate at 1-800-FL-TODAY; or you can mail your donation to <em>FamilyLifeToday<\/em> at PO Box 7111, Little Rock, AR; our zip code is 72223. And by the way, when you donate, we\u2019ve got some resources we want to send you to help you more effectively pray for one another in your family and to give you some creative ideas for how you could enjoy a date night together without it costing you a whole ton of money. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>24:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThat\u2019s our gift to you when you support the ministry of <em>FamilyLifeToday <\/em>with a donation. We do appreciate your partnership with us.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWe hope you can join us back again tomorrow. Brad Hewitt is going to be here again. We\u2019ll continue to talk about generosity and your money. Hope you can tune in for that.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI want to thank our engineer today, Keith Lynch, along with our entire broadcast production team. On behalf of our host, Dennis Rainey, I'm Bob Lepine. We will see you back next time for another edition of <em>FamilyLife Today<\/em>. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<em>FamilyLife Today<\/em> is a production of FamilyLife of Little Rock, Arkansas. \n\t\t\t<\/p>\n\t\t\t\n\t\t\t\t<p>\n\t\t\t\t\tHelp for today. Hope for tomorrow.\n\t\t\t\t<\/p>\n\t\t\t\t<p>\n\t\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t\t<\/p>\n\t\t\t\n\t\t\t<p>\n\t\t\t\tWe are so happy to provide these transcripts to you. However, there is a cost to produce them for our website. If you\u2019ve benefited from the broadcast transcripts, would you consider <a href=\"http:\/\/wp-stage.familylife.com\/www\/donate\">donating today<\/a> to help defray the costs?\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tCopyright <sup>\u00a9<\/sup> 2017 FamilyLife. All rights reserved.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<a href=\"http:\/\/wp-stage.familylife.com\/www\/\">www.FamilyLife.com<\/a>\u00a0 \n\t\t\t<\/p>\n\t\t\t\n\t\t\t\t<p>\n\t\t\t\t\t1\n\t\t\t\t<\/p>","theme_header_position":"","post_header_is_sticky":"","is_header_overlay":""},"_links":{"self":[{"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/podcast\/304458","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/podcast"}],"about":[{"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/types\/podcast"}],"author":[{"embeddable":true,"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/users\/91"}],"replies":[{"embeddable":true,"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/comments?post=304458"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/media\/294104"}],"wp:attachment":[{"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/media?parent=304458"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/categories?post=304458"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/tags?post=304458"},{"taxonomy":"podcast_series","embeddable":true,"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/podcast_series?post=304458"},{"taxonomy":"cwp_profile","embeddable":true,"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/cwp_profile?post=304458"},{"taxonomy":"series","embeddable":true,"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/series?post=304458"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}