{"id":304456,"date":"2017-04-10T11:00:00","date_gmt":"2017-04-10T15:00:00","guid":{"rendered":"https:\/\/wp-stage.familylife.com\/www\/podcast\/%series%\/who-am-i-serving\/"},"modified":"2017-04-10T11:00:00","modified_gmt":"2017-04-10T15:00:00","slug":"who-am-i-serving","status":"publish","type":"podcast","link":"https:\/\/wp-stage.familylife.com\/www\/podcast\/familylife-today\/who-am-i-serving\/","title":{"rendered":"Who Am I Serving?"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"<p>Brad Hewitt challenges listeners to adopt a new money mindset in which God owns it all, and we are merely stewards of His money.<\/p>\n","protected":false},"author":91,"featured_media":294104,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","inline_featured_image":false,"_uag_custom_page_level_css":"","episode_type":"","audio_file":"https:\/\/web.familylifetoday.com\/fl2017-04-10.mp3","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"","cover_image_id":"","duration":"00:","filesize":"24.2M","filesize_raw":"25374752","date_recorded":"","explicit":"","block":""},"categories":[2851],"tags":[4525,4853,6232],"podcast_series":[8201],"cwp_profile":[9449],"series":[2101],"class_list":["post-304456","podcast","type-podcast","status-publish","has-post-thumbnail","hentry","category-finances","tag-finances","tag-money","tag-stewardship","podcast_series-your-new-money-mindset","cwp_profile-brad-hewitt","series-familylife-today"],"acf":[],"episode_featured_image":"https:\/\/wp-stage.familylife.com\/www\/wp-content\/uploads\/sites\/1001\/2024\/09\/FLT-Podcast-Cover-2-508x508-3.jpg?w=508","episode_player_image":"https:\/\/wp-stage.familylife.com\/www\/wp-content\/uploads\/sites\/1001\/2023\/02\/image-scaled.jpg","download_link":"https:\/\/wp-stage.familylife.com\/www\/podcast-download\/304456\/who-am-i-serving","player_link":"https:\/\/wp-stage.familylife.com\/www\/podcast-player\/304456\/who-am-i-serving","audio_player":null,"episode_data":{"playerMode":"light","subscribeUrls":{"apple_podcasts":{"key":"apple_podcasts","url":"https:\/\/podcasts.apple.com\/us\/podcast\/familylife-today\/id212174303?mt=2&app=podcast","label":"Apple Podcasts","class":"apple_podcasts","icon":"apple-podcasts.png"},"google_podcasts":{"key":"google_podcasts","url":"","label":"Google Podcasts","class":"google_podcasts","icon":"google-podcasts.png"},"spotify":{"key":"spotify","url":"https:\/\/open.spotify.com\/show\/0j5UaKdQOHQCuo1bt0ebEm","label":"Spotify","class":"spotify","icon":"spotify.png"},"youtube":{"key":"youtube","url":"","label":"YouTube","class":"youtube","icon":"youtube.png"}},"rssFeedUrl":"https:\/\/wp-stage.familylife.com\/www\/feed\/podcast\/familylife-today","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"hraRQUGxip\"><a href=\"https:\/\/wp-stage.familylife.com\/www\/podcast\/familylife-today\/who-am-i-serving\/\">Who Am I Serving?<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/wp-stage.familylife.com\/www\/podcast\/familylife-today\/who-am-i-serving\/embed\/#?secret=hraRQUGxip\" width=\"500\" height=\"350\" title=\"&#8220;Who Am I Serving?&#8221; &#8212; FamilyLife\u00ae - A Cru Ministry\" data-secret=\"hraRQUGxip\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script>\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/wp-stage.familylife.com\/www\/wp-includes\/js\/wp-embed.min.js\n<\/script>\n"},"spectra_custom_meta":{"_wp_page_template":["default"],"transcript_url":["https:\/\/transcript.familylifetoday.com\/fl2017-04-10.pdf"],"audio_file":["https:\/\/web.familylifetoday.com\/fl2017-04-10.mp3"],"transcript_content":["<strong>Bob: <\/strong>Someone has famously said: \u201cIf you want to know what a person really loves, give me their calendar and their checkbook and I\u2019ll tell you.\u201d Here\u2019s Brad Hewitt.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> A friend of mine actually does a money audit. He does it about every quarter\u2014he goes back to his checkbook and just says, \u201cIs my checkbook matching my rhetoric and my values?\u201d He\u2019s trying to just calibrate whether <em>what he says<\/em> and <em>what he does <\/em>are the same thing. He said: \u201cI\u2019m really good about saying the right things. I really want to just check to see if I\u2019m doing the right things. The best way to check it is to see where I\u2019m putting the time, and money, and other things that I\u2019ve been given\u2014to see if those match up with my values.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>This is <em>FamilyLife Today<\/em> for Monday, April 10<sup>th<\/sup>. Our host is the President of FamilyLife<sup>\u00ae<\/sup>, Dennis Rainey. I'm Bob Lepine. Are your time and your money going to what really matters most to you? We\u2019re going to talk about developing a new money mindset today. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>1:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tStay with us. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd welcome to <em>FamilyLife Today<\/em>. Thanks for joining us. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI want to read to you a Proverb that I\u2019m guessing most of our listeners have never prayed what the writer of Proverbs\u2014this is actually from later in Proverbs \/ so it\u2019s not from Solomon\u2014but here\u2019s the prayer; \u201cGive me neither poverty nor riches.\u201d Now, I\u2019m guessing there\u2019s <em>nobody<\/em> who\u2019s prayed: \u201cLord, <em>please<\/em> don\u2019t give me riches and don\u2019t give me poverty. Feed me with the food that is needful for me lest I be full and deny you and say, \u2018Who is the Lord?\u2019 or lest I be poor and steal and profane the name of my God.\u201d The writer here is concerned: \u201cI don\u2019t want to have so much I forget who God is. I don\u2019t want to have so little that I\u2019m tempted to dishonor God. Just give me what I need \/ just give me enough.\u201d Now, people may have prayed, \u201cJust give me enough\u201d; but they never think they have enough; right?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>2:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>No doubt about it. In fact, the forward for the book we\u2019re going to talk about today, <em>Your New Money Mindset,<\/em> which was written by James Moline and Brad Hewitt\u2014and Brad joins us. Welcome to the broadcast.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad: <\/strong>It\u2019s an honor to be here. Thanks so much for having me.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> The forward to this book, Bob, is written by Ron Blue, a good friend of ours and a good friend of yours\u2014I know, Brad. He talks about how materialism is choking Christianity in this country and how, no matter what you have, you want something better.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> Well, you probably know Brad\u2014I forget who it was\u2014but one of the Rockefellers or somebody, who\u2014they asked him, \u201cHow much is enough?\u201d and he said, \u201cJust a little more.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> \u201cOne more dollar.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> Yes; so that\u2019s the mindset I think that all of us have\u2014is we never get to where we go, \u201cI\u2019ve got plenty now.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> Well, this is a great book; because your money is a statement of your values. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tJust a little bit about Brad\u2014Brad and his wife Sue have been married since 1985. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>3:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThey have two adult children\u2014live in Minnesota. Brad is the CEO of Thrivent Financial<sup>\u00ae<\/sup>\u2014also serves on the board of Habitat for Humanity<sup>\u00ae<\/sup>. He\u2019s just got a great career of helping people. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tBrad, you and I, before we came in here, were talking about this. You said you did some research and found that there was one quality that set couples apart from all others\u2014if they could just grab ahold of this one quality, it would make <em>all<\/em> the difference in how they handled money and how they enjoyed life.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Absolutely. We\u2019ve been trying to do more and more research about what actually makes successful people be able to move to this surplus mindset, which we talk about in the book. The one attribute that, by far\u2014<em>by far<\/em>\u2014was more important than anything else\u2014was living below your means \/ having discretionary income. It was a choice that people made.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>4:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tIn fact, what\u2019s interesting about that prayer that you read at the beginning is\u2014as far as I can tell\u2014and I\u2019ve looked and looked\u2014it\u2019s the only prayer about money in the Bible. It\u2019s an interesting prayer about, \u201cJust help me to have enough.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> It\u2019s interesting\u2014in our hearts\u2014the Proverb is really striking at the core of what the issue is: our hearts. That\u2019s really what you\u2019re writing about in this book; isn\u2019t it?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> In fact, part of the reason we picked the title was\/is\u2014while money is all God\u2019s, the mindset we have about money is ours. It\u2019s our mindset that actually trips us up, more so than anything else. In fact, what the whole premise of the book is\u2014is that, before you work on your habits or anything else, you have to work on your heart. The heart is the most important thing if you want to have a healthy relationship with money.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> I heard a pastor one time say\u2014and this was\u2014I never thought of it this way\u2014he said, \u201cMost people ask themselves the question, \u2018How much of my money should I give to God?\u2019\u201d He said, \u201cThe question you ought to be asking yourself is, \u2018How much of God\u2019s money are you going to keep for yourself?\u2019\u201d [Laughter] \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>5:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI thought\u2014just that paradigm shift\u2014and he\u2019s <em>right<\/em>, because what we have is not our money \/ it\u2019s something we\u2019ve been given to steward. Then the question is, \u201cHow much of that are we going to keep for ourself?\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> Bob, you don\u2019t know this; but Brad described himself in an unusual way. Share that with our listeners. You said you tithed\u2014but what?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Part of my journey around money has been\u2014been a tither\u2014my grandfather taught me tithing, early on. He gave us a dollar and said, \u201cIf you give 10 cents to church, I\u2019ll be really happy.\u201d Then he went\u2014checked with everybody\u2014and after we did that, he gave every one of his grandkids $100\u2014which, back then, was a <em>lot<\/em> of money.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> Yes.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Of course, we had to put that right in the bank and tithe on that. So, I learned tithing early, from my grandparents and my parents; but it was always a tithe out of obedience. I come by my stinginess, I think genetically. [Laughter] \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>6:00 <\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI think it\u2019s funny that God would use somebody who is <em>incredibly<\/em> stingy to write a book about generosity. It\u2019s only in God\u2019s wisdom that you take something that is a weakness and use it to His glory.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> Was there a turning point in your own journey, where you went from tithing out of obedience to tithing out of cheerfulness \/ or out of desire?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> It was, actually, the very idea of stewardship\u2014when it becomes, \u201cIt\u2019s not my money,\u201d\u2014and it\u2019s the question: \u201cHow much should I keep?\u201d I actually think there are two stewardship questions that are really the most important questions. In fact, in <em>The New York Times<\/em><sup>\u2122<\/sup>, there was an article about the one money question to rule them all, which was: \u201cHow much is enough?\u201d I don\u2019t actually think that\u2019s the right question\u2014that\u2019s not the one that rules them all. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThe one that rules them all is: \u201cWho am I serving?\u201d For me, when I actually started thinking about the question of \u201cWho am I serving?\u201d with each money decision I was making, and I kept coming back to me\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>7:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u2014it was a turning point in my own life to think, \u201cHmmm; maybe the other question of \u2018How much is enough?\u2019 is a really good question after you\u2019ve answered the question about \u2018Who am I serving?\u2019 and keeping those two things in balance.\u201d That was really important for me in my life.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> Brad, you had an encounter with Jesus Christ.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> I mean, it was a person who moved you from being a stingy obedient tither to being someone who was infectiously in love with Christ and wanted to be a part of what God was doing on the planet and became <em>generous<\/em>.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right; right.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> Explain the process you went through, Brad, and kind of walk us back in your own life: \u201cHow did you encounter Christ that He ultimately changed your life \/ transformed your life in this way?\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Well, I think that is the power of transformation as the Holy Spirit works in us and we see our life transitioning. Part of what\u2014the challenging parts, as you read Scripture and you see things, and you see what God loves is a joyful giver. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>8:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tIf you\u2019re prying out the tithe out of your tight fist, it is hardly the joyful giver; and you go, \u201cI know there\u2019s something wrong.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI think, over time, the obedience turned into something, where I could say, \u201cI\u2019m not any worse off because of tithing; maybe I\u2019m a lot better off.\u201d It was more of a slow process with encountering God\u2019s mission and seeing the slow use of those tithe resources and then, frankly, going beyond the tithe. I can\u2019t explain the exact moment, but I know it went from obedience to joy. I\u2019ve never thought about it ever since as that process of the joy I get out of generosity is just one of those life-giving things that God gives us.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> Was there a gift that you made to someone?\u2014was there a generous moment, that kind of marked you as you turned the corner away from being a <em>stingy<\/em> tither?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> I\u2019m still stingy. Let\u2019s just be\u2014[Laughter]\u2014 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>9:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u2014let\u2019s just be really clear. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI would say that it was more of my volunteering my time. I was a\u2014I volunteered as a youth leader. I can tell you the moment that was just so vivid in my mind of that time where I could see the <em>joy<\/em> of giving. I was doing a small group of junior high boys\u2014I was their mentor. We were going\u2014it was a Saturday morning\u2014and we were going to work at a house to rehab a house \/ it was part of a church program. The job we had that day was to tear apart the third floor, and throw all the stuff we were tearing out\u2014out the window. It was this\u2014I didn\u2019t want to be there. It was kind of one of these things, where it was hard to get up \/ hard to go do this. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI was in the other room; and I heard one of them say, \u201cIf this is serving Jesus, I\u2019m all in.\u201d And I thought, \u201cWow!\u201d\u2014just the joy they\u2019re getting of serving and tearing apart this house. It was the perfect job\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>10:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> \u2014for junior high boys\u2014 [Laughter] \u2014tearing a house up and throwing it out the window. [Laughter] I know they\u2019re going: \u201cAhh! This is the coolest!\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> But it was <em>listening<\/em> to them, and then thinking about that in my life, and thinking about the joy of serving Jesus. It is those moments where you see the impact that you have and the privilege that you have of God giving you the resources to be able to give away.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> Brad, I think about our listeners. Some of our listeners are wondering if the money is going to end before the month does, and that\u2019s kind of how they\u2019ve been living. For us to talk about generosity, we might as well be talking about some other abstract concept for them, because they just can\u2019t figure out how to do with what they\u2019re doing. I think of others of our listeners, who may have a surplus available; but they\u2019re trying to be wise about the future\u2014and college education, and retirement, and all of that\u2014that\u2019s kind of in the back of their mind. And then, they\u2019re thinking about the church has got a building program going on; but we\u2019re thinking about vacation this summer. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>11:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tHow do you decide, when the church is saying, \u201cWe\u2019re trying to build the building,\u201d and you\u2019re thinking, \u201cWell, we thought this would be a nice summer for a nice vacation\u201d? You\u2019ve taken your family on nice vacations; right?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> I have.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> Do you ever feel guilty doing that?\u2014like: \u201cI should be giving all this money to the church, and we should never have a nice vacation.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> No; I don\u2019t feel like that. I think that is exactly why that second stewardship question\u2014that I said is: \u201cWho am I serving with this?\u201d\u2014because sometimes it\u2019s important to serve ourselves; sometimes it\u2019s important to serve our spouse; sometimes it\u2019s important to serve our kids; sometimes it\u2019s important to serve others. It\u2019s not good or bad\u2014it\u2019s actually being \/ deciding, as we\u2019re making those decisions: \u201cAm I being led by God and the Spirit to actually make this decision?\u201d and \u201cHow do I know I\u2019ve had enough of one of those things?\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI think the assumption that most people make is\u2014to your very specific question of \u201cWhat if I\u2019m coming to the end of the month and I\u2019m not sure if I have enough?\u201d\u2014 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>12:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u2014the lie people believe is \u201cIf I had more, then I\u2019d be generous.\u201d What the research actually says is just the opposite\u2014is: \u201cWhen you\u2019re generous, you will actually discover you have more.\u201d It\u2019s this upside-down view of life that is really interesting. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tNow, that doesn\u2019t mean that the choices that we make\u2014so, if you actually buy too big of a house or whatever, and you don\u2019t have any discretionary income\u2014that we were talking about at the beginning\u2014you\u2019re <em>always<\/em> going to feel like you don\u2019t have enough. It\u2019s really trying to sort out those decisions. It is, frankly, more of the bigger decisions that you make in life\u2014on whether you can <em>really<\/em> afford to do that\u2014that really are important. It\u2019s a lot less of the little things.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> As human beings, we love formulas. It\u2019s why the tithe is so easy to grab hold of\u2014it is 10 percent. The reality is\u2014what you\u2019re hitting on, that goes past the action of tithing to the heart that\u2019s underneath that action, to say: \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>13:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u201cHey! Are you enjoying this? Do you count it a privilege to give?\u201d It\u2019s not a formula\u2014it\u2019s a relationship with Christ.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWhen you come down, Bob, to your question about a vacation with your family, there\u2019s where you\u2019ve got to depend upon the Spirit of God to lead you, as a couple. This is the <em>strength<\/em> of a family\u2014a husband and a wife can say: \u201cYou know what? We\u2019re going to make these decisions <em>together<\/em>.\u201d That may mean you grapple in prayer together over what you\u2019re going to do, how much you\u2019re going to give, where you\u2019re going to go on your vacation, how much you\u2019re going to spend.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> But I think that the point that you make in your book, that was so helpful to me, is\u2014as you\u2019re looking at those choices together, as a couple \/ praying about them\u2014if the second question \u201cWho am I doing this for?\u201d\u2014if the answer is always: \u201c\u2026me,\u201d \u201c\u2026my wife,\u201d \u201c\u2026my kids,\u201d and it\u2019s <em>never<\/em>\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> \u2014advancing the kingdom or serving our community \/ if that\u2019s not in the equation anywhere\u2014 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>14:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u2014that\u2019s where you may need to be doing some recalibrating.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right; because, then, you actually have to go back to that first question of \u201cHow much is enough?\u201d\u2014because, clearly, you\u2019ve made a decision that \u201cI don\u2019t have enough, because I\u2019m doing all the things to just serve me and my family.\u201d We just <em>know<\/em> that that isn\u2019t a \/ the biblical principle of being able to share, and be part of a community, and be part of that. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tIt\u2019s really a fascinating part of\u2014as soon as you can sew outside or invest outside of that, what happens is that joy comes into the equation even as much as providing for your wife, or your kids, or whatever, and how joyful that is to be able to do that. It becomes just as joyful to do something in your community or even around the world. That\u2019s part of the mystery that God\u2019s created\u2014He\u2019s created us to be generous people like He\u2019s generous.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> We recently, at our house, did a little remodeling project at home. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>15:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tLooking at the project, I thought, \u201cOkay; how much can we afford to spend on this project?\u201d and then I thought \u201cDo we really need to do this project?\u201d I mean, \u201cCould we live the way we\u2019re living?\u201d or \u201cDoes this sprucing up\u2014is this just indulge\u2026\u201d I mean, I kind of agonized through this. Mary Ann and I talked about it as we were going through this. Here\u2019s what I thought\u2014I thought: \u201cOkay; the budget for this project for our home should be less than what we\u2019re giving away this year to ministry. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Yes.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> \u201cAs long as what we\u2019re spending on our home is less than what we\u2019re giving away in ministry, I think I can feel comfortable with that.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tNow, that\u2019s not a formula; but that just helped me in my\u2014to your second question\u2014it helped me calibrate here: \u201cWhat am I doing with my money?\u201d and \u201cAm I doing what God would have me do with my money?\u201d Some of it went to our home improvement project; but more of it went to advancing the kingdom, which is going to be here long after our house is gone.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>16:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> One of the stories I have in the book is\u2014a friend of mine actually does a money audit. He does it about every quarter\u2014he goes back to his checkbook and just says, \u201cIs my checkbook matching my rhetoric and my values?\u201d He just looks at\u2014adds up what he is spending. It\u2019s not to do a budget\u2014it\u2019s not to do anything like that. He\u2019s trying to just calibrate whether <em>what he says<\/em> and <em>what he does<\/em> are the same thing. He said: \u201cI\u2019m really good about saying the right things. I really just want to check to see if I\u2019m doing the right things. The best way to check it is\u2014to see where I\u2019m putting the time, and money, and other things I\u2019ve been given\u2014to see if those match up with my values.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> I like that idea. I don\u2019t do it quarterly; but at income tax time, I\u2019m forced to do it. You total everything up; and it is good to just kind of look back and go: \u201cAre we giving more?\u201d or \u201cAre we trying to keep more?\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> \u201cAre we sending it on ahead?\u201d\u2014 back to Bob\u2019s illustration of investing in the kingdom\u2014or \u201cAre we putting it down here, where moths will eat it or rust will destroy it?\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>17:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> \u2014\u201cor fire will consume it one day.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> Yes.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> Because that\u2019s where all of this is headed; right?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right. One of the things Sue and I do is\u2014we actually spend some time talking about the places that we\u2019re going to give every year. In fact, we do that at Thanksgiving\u2014we talk to the kids about: \u201cWhat is the one thing that we\u2019re going to do for other people at Christmas time?\u201d We have a conversation about: \u201cWhat are we going to give to next year? What are the ministries we\u2019re going to give to? How are we going to think about that?\u00a0 How are we going to do\u2026?\u201d We spend <em>way<\/em> more time budgeting and thinking about where we\u2019re going to give now than we do on the things that we actually spend on. We kind of have our house and the other things we have to pay for, but those aren\u2019t really the fun things. So we kind of do those; and the fun part of it is: \u201cWhere are we going to make impact?\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>18:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI think that\u2019s been some of this transition from being stingy to being generous is\u2014absolutely, we get way more <em>joy<\/em> out of the places where we can see the kingdom being served or other people in our community being served. In fact, part of\u2014we have a house right in the city; and it has some nice entertaining spaces. What we pledged with our house is\u2014we\u2019re going to use our house to host events so that we can give away more out of our house than what we pay for it. It was a way to think about: \u201cHow do we actually just <em>use<\/em> an asset God\u2019s given us to be able to use for the community?\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> I\u2019m sitting here, just\u2014you can\u2019t help, after listening to you, Brad, do a self-evaluation, \u201cHow am I doing on here?\u201d [Laughter] \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI\u2019m actually thinking about how some other people have modeled the giving spirit to me. My barber, who\u2019s probably going to be a little miffed at me for saying this, because he\u2019s here in Little Rock; and people, who listen here in Little Rock, are going to know who Tony is. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>19:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI\u2019m getting ready to leave the barber shop. Tony reaches into his till, where people pay him, and he gets his cash. He reaches in and grabs 40 bucks. Now, that\u2019s pretty much two haircuts for him\u2014okay?\u2014in terms of cash. He said, \u201cOn this trip you\u2019re going on, give this to someone who serves you and bless them.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Wow.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> I was in the Bay area\u2014had a chance to speak to a group of pastors\u2014and there was a young lady, who was from another country, serving us at our table. All of a sudden, it hit me: \u201cThat 40 bucks!\u201d I looked the young lady in the eye and I said: \u201cYou hang on; I\u2019ll be right back. I\u2019m really not stiffing you on the tip\u2014I\u2019ll be right back.\u201d I ran upstairs, got the 40 bucks, came down; and I gave it to her\u2014and I said: \u201cThis guy really <em>loves<\/em> Jesus \/ he\u2019s following Him, and he wanted you to have this. He\u2019s from Arkansas\u2014 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>20:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u2014\u201cthat\u2019s not where you\u2019re from. He just wanted you to have this cash.\u201d She looked at that money and she looked at me. I\u2019d like to know what she was thinking. I think she thought we were from another planet. [Laughter] It was Tony\u2019s to give\u2014my privilege to deliver. We both got blessed out of that as I told him, when I got back, what had happened. We really do live a blessed life when we give money away and, especially, when it is somebody else\u2019s. [Laughter] \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> What it does is\u2014it changes your mindset, which is the whole point of it\u2019s our mindset about money and it\u2019s our relationship with money. In a family \/ in a marriage relationship, you want to have intimacy \/ you want to have a tight relationship. What we find out for money is\u2014you want \/ if you want to have a healthy relationship with money, you want just the opposite of a marriage relationship. You want to have <em>no<\/em> emotional connection \/ you want to have <em>no<\/em> intimacy with money. You want to see it simply as a tool to produce the resources that you want. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>21:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAs you think about the marriage relationship and money, what you want to do is actually have two really different relationships. With your marriage, you want to have intimacy and a <em>tight<\/em> emotional relationship;\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> Yes.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> \u2014and with money, you want to have just the opposite.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> Before we sat down here to have this conversation, I went to your website; because you\u2019ve got a tool on your website that is a \/ it\u2019s a diagnostic tool to help people understand what your relationship with your money is like today. I found it helpful. In fact, I\u2019d encourage our listeners\u2014come to our website, FamilyLifeToday.com. We\u2019ve got a link to the assessment that\u2019s on Brad\u2019s website. It\u2019s worth taking a few minutes, answering a few questions, and just saying, \u201cHow am I doing when it comes to money and my mindset toward money?\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>22:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI\u2019d also encourage you, as a couple\u2014or maybe with your kids\u2014get a copy of Brad\u2019s book, <em>Your New Money Mindset,<\/em> and work your way through it. In the process of thinking about money, and your material possessions, and contentment and joy, maybe you can cultivate some new more-biblical patterns of thinking about money and possessions. The book is called <em>Your New Money Mindset<\/em>. You can order a copy from us, online, at FamilyLifeToday.com; or you can call 1-800-FL-TODAY to order your copy. Again, the website is FamilyLIfeToday.com; or call 1-800-358-6329. That\u2019s 1-800- \u201cF\u201d as in family, \u201cL\u201d as in life, and then the word, \u201cTODAY.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWhile we\u2019re on the subject of money this week, many of our listeners understand these principles we\u2019re talking about\u2014the relationship between generosity and blessing\u2014because we have some very generous listeners. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>23:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tSome of you who listen are monthly supporters of FamilyLife\u2014we call you Legacy Partners. Others will make a contribution from time to time. I think you have realized that, as you invest your money in kingdom-related priorities, there is joy that comes with that. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI want to be quick to say here\u2014we think, when it comes to giving, your local church needs to be your first and most important priority for your financial giving\u2014but I know many of our listeners go above and beyond what they give to their local church and help support this ministry, because their thinking aligns with our mission. They want to see God\u2019s design for marriage and family expanded in this culture and around the world. Every time you make a donation to FamilyLife, you\u2019re helping us reach more people with that message. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>24:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tIf you\u2019d like to make a donation today, you can do that at FamilyLifeToday.com; or you can call 1-800-FL-TODAY; or you can write a check and mail it to <em>FamilyLife Today<\/em> at PO Box 7111, Little Rock, AR; our zip code is 72223.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tNow, tomorrow, we\u2019re going to continue talking about generosity, and money, and cultivating a new money mindset in our own hearts and in our family. I hope you can tune in for that.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI want to thank our engineer today, Keith Lynch, along with our entire broadcast production team. On behalf of our host, Dennis Rainey, I'm Bob Lepine. We will see you back next time for another edition of <em>FamilyLife Today<\/em>. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<em>FamilyLife Today<\/em> is a production of FamilyLife of Little Rock, Arkansas. \n\t\t\t<\/p>\n\t\t\t\n\t\t\t\t<p>\n\t\t\t\t\tHelp for today. Hope for tomorrow.\n\t\t\t\t<\/p>\n\t\t\t\t<p>\n\t\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t\t<\/p>\n\t\t\t\n\t\t\t<p>\n\t\t\t\tWe are so happy to provide these transcripts to you. However, there is a cost to produce them for our website. If you\u2019ve benefited from the broadcast transcripts, would you consider <a href=\"http:\/\/wp-stage.familylife.com\/www\/donate\">donating today<\/a> to help defray the costs?\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tCopyright <sup>\u00a9<\/sup> 2017 FamilyLife. All rights reserved.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<a href=\"http:\/\/wp-stage.familylife.com\/www\/\">www.FamilyLife.com<\/a>\u00a0 \n\t\t\t<\/p>\n\t\t\t\n\t\t\t\t<p>\n\t\t\t\t\t1\n\t\t\t\t<\/p>"],"_seopress_titles_title":[""],"_seopress_titles_desc":[""],"_seopress_robots_index":[""],"duration":["00:"],"show_notes":[""],"_thumbnail_id":["294104"],"filesize":["24.2M"],"filesize_raw":["25374752"],"_uag_css_file_name":["uag-css-304456.css"],"_uag_js_file_name":["uag-js-304456.js"],"_uag_page_assets":["a:9:{s:3:\"css\";s:82560:\".wp-block-uagb-container.uagb-block-e11dbe9f .uagb-container__shape-top svg{width: calc( 100% + 1.3px );}.wp-block-uagb-container.uagb-block-e11dbe9f .uagb-container__shape.uagb-container__shape-top .uagb-container__shape-fill{fill: rgba(51,51,51,1);}.wp-block-uagb-container.uagb-block-e11dbe9f .uagb-container__shape-bottom svg{width: calc( 100% + 1.3px );}.wp-block-uagb-container.uagb-block-e11dbe9f .uagb-container__shape.uagb-container__shape-bottom 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Hewitt challenges listeners to adopt a new money mindset in which God owns it all, and we are merely stewards of His money.","meta_box":{"show_notes":"","transcript_url":"https:\/\/transcript.familylifetoday.com\/fl2017-04-10.pdf","transcript_content":"<strong>Bob: <\/strong>Someone has famously said: \u201cIf you want to know what a person really loves, give me their calendar and their checkbook and I\u2019ll tell you.\u201d Here\u2019s Brad Hewitt.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> A friend of mine actually does a money audit. He does it about every quarter\u2014he goes back to his checkbook and just says, \u201cIs my checkbook matching my rhetoric and my values?\u201d He\u2019s trying to just calibrate whether <em>what he says<\/em> and <em>what he does <\/em>are the same thing. He said: \u201cI\u2019m really good about saying the right things. I really want to just check to see if I\u2019m doing the right things. The best way to check it is to see where I\u2019m putting the time, and money, and other things that I\u2019ve been given\u2014to see if those match up with my values.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>This is <em>FamilyLife Today<\/em> for Monday, April 10<sup>th<\/sup>. Our host is the President of FamilyLife<sup>\u00ae<\/sup>, Dennis Rainey. I'm Bob Lepine. Are your time and your money going to what really matters most to you? We\u2019re going to talk about developing a new money mindset today. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>1:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tStay with us. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd welcome to <em>FamilyLife Today<\/em>. Thanks for joining us. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI want to read to you a Proverb that I\u2019m guessing most of our listeners have never prayed what the writer of Proverbs\u2014this is actually from later in Proverbs \/ so it\u2019s not from Solomon\u2014but here\u2019s the prayer; \u201cGive me neither poverty nor riches.\u201d Now, I\u2019m guessing there\u2019s <em>nobody<\/em> who\u2019s prayed: \u201cLord, <em>please<\/em> don\u2019t give me riches and don\u2019t give me poverty. Feed me with the food that is needful for me lest I be full and deny you and say, \u2018Who is the Lord?\u2019 or lest I be poor and steal and profane the name of my God.\u201d The writer here is concerned: \u201cI don\u2019t want to have so much I forget who God is. I don\u2019t want to have so little that I\u2019m tempted to dishonor God. Just give me what I need \/ just give me enough.\u201d Now, people may have prayed, \u201cJust give me enough\u201d; but they never think they have enough; right?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>2:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>No doubt about it. In fact, the forward for the book we\u2019re going to talk about today, <em>Your New Money Mindset,<\/em> which was written by James Moline and Brad Hewitt\u2014and Brad joins us. Welcome to the broadcast.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad: <\/strong>It\u2019s an honor to be here. Thanks so much for having me.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> The forward to this book, Bob, is written by Ron Blue, a good friend of ours and a good friend of yours\u2014I know, Brad. He talks about how materialism is choking Christianity in this country and how, no matter what you have, you want something better.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> Well, you probably know Brad\u2014I forget who it was\u2014but one of the Rockefellers or somebody, who\u2014they asked him, \u201cHow much is enough?\u201d and he said, \u201cJust a little more.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> \u201cOne more dollar.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> Yes; so that\u2019s the mindset I think that all of us have\u2014is we never get to where we go, \u201cI\u2019ve got plenty now.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> Well, this is a great book; because your money is a statement of your values. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tJust a little bit about Brad\u2014Brad and his wife Sue have been married since 1985. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>3:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThey have two adult children\u2014live in Minnesota. Brad is the CEO of Thrivent Financial<sup>\u00ae<\/sup>\u2014also serves on the board of Habitat for Humanity<sup>\u00ae<\/sup>. He\u2019s just got a great career of helping people. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tBrad, you and I, before we came in here, were talking about this. You said you did some research and found that there was one quality that set couples apart from all others\u2014if they could just grab ahold of this one quality, it would make <em>all<\/em> the difference in how they handled money and how they enjoyed life.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Absolutely. We\u2019ve been trying to do more and more research about what actually makes successful people be able to move to this surplus mindset, which we talk about in the book. The one attribute that, by far\u2014<em>by far<\/em>\u2014was more important than anything else\u2014was living below your means \/ having discretionary income. It was a choice that people made.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>4:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tIn fact, what\u2019s interesting about that prayer that you read at the beginning is\u2014as far as I can tell\u2014and I\u2019ve looked and looked\u2014it\u2019s the only prayer about money in the Bible. It\u2019s an interesting prayer about, \u201cJust help me to have enough.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> It\u2019s interesting\u2014in our hearts\u2014the Proverb is really striking at the core of what the issue is: our hearts. That\u2019s really what you\u2019re writing about in this book; isn\u2019t it?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> In fact, part of the reason we picked the title was\/is\u2014while money is all God\u2019s, the mindset we have about money is ours. It\u2019s our mindset that actually trips us up, more so than anything else. In fact, what the whole premise of the book is\u2014is that, before you work on your habits or anything else, you have to work on your heart. The heart is the most important thing if you want to have a healthy relationship with money.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> I heard a pastor one time say\u2014and this was\u2014I never thought of it this way\u2014he said, \u201cMost people ask themselves the question, \u2018How much of my money should I give to God?\u2019\u201d He said, \u201cThe question you ought to be asking yourself is, \u2018How much of God\u2019s money are you going to keep for yourself?\u2019\u201d [Laughter] \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>5:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI thought\u2014just that paradigm shift\u2014and he\u2019s <em>right<\/em>, because what we have is not our money \/ it\u2019s something we\u2019ve been given to steward. Then the question is, \u201cHow much of that are we going to keep for ourself?\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> Bob, you don\u2019t know this; but Brad described himself in an unusual way. Share that with our listeners. You said you tithed\u2014but what?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Part of my journey around money has been\u2014been a tither\u2014my grandfather taught me tithing, early on. He gave us a dollar and said, \u201cIf you give 10 cents to church, I\u2019ll be really happy.\u201d Then he went\u2014checked with everybody\u2014and after we did that, he gave every one of his grandkids $100\u2014which, back then, was a <em>lot<\/em> of money.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> Yes.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Of course, we had to put that right in the bank and tithe on that. So, I learned tithing early, from my grandparents and my parents; but it was always a tithe out of obedience. I come by my stinginess, I think genetically. [Laughter] \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>6:00 <\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI think it\u2019s funny that God would use somebody who is <em>incredibly<\/em> stingy to write a book about generosity. It\u2019s only in God\u2019s wisdom that you take something that is a weakness and use it to His glory.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> Was there a turning point in your own journey, where you went from tithing out of obedience to tithing out of cheerfulness \/ or out of desire?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> It was, actually, the very idea of stewardship\u2014when it becomes, \u201cIt\u2019s not my money,\u201d\u2014and it\u2019s the question: \u201cHow much should I keep?\u201d I actually think there are two stewardship questions that are really the most important questions. In fact, in <em>The New York Times<\/em><sup>\u2122<\/sup>, there was an article about the one money question to rule them all, which was: \u201cHow much is enough?\u201d I don\u2019t actually think that\u2019s the right question\u2014that\u2019s not the one that rules them all. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThe one that rules them all is: \u201cWho am I serving?\u201d For me, when I actually started thinking about the question of \u201cWho am I serving?\u201d with each money decision I was making, and I kept coming back to me\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>7:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u2014it was a turning point in my own life to think, \u201cHmmm; maybe the other question of \u2018How much is enough?\u2019 is a really good question after you\u2019ve answered the question about \u2018Who am I serving?\u2019 and keeping those two things in balance.\u201d That was really important for me in my life.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> Brad, you had an encounter with Jesus Christ.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> I mean, it was a person who moved you from being a stingy obedient tither to being someone who was infectiously in love with Christ and wanted to be a part of what God was doing on the planet and became <em>generous<\/em>.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right; right.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> Explain the process you went through, Brad, and kind of walk us back in your own life: \u201cHow did you encounter Christ that He ultimately changed your life \/ transformed your life in this way?\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Well, I think that is the power of transformation as the Holy Spirit works in us and we see our life transitioning. Part of what\u2014the challenging parts, as you read Scripture and you see things, and you see what God loves is a joyful giver. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>8:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tIf you\u2019re prying out the tithe out of your tight fist, it is hardly the joyful giver; and you go, \u201cI know there\u2019s something wrong.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI think, over time, the obedience turned into something, where I could say, \u201cI\u2019m not any worse off because of tithing; maybe I\u2019m a lot better off.\u201d It was more of a slow process with encountering God\u2019s mission and seeing the slow use of those tithe resources and then, frankly, going beyond the tithe. I can\u2019t explain the exact moment, but I know it went from obedience to joy. I\u2019ve never thought about it ever since as that process of the joy I get out of generosity is just one of those life-giving things that God gives us.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> Was there a gift that you made to someone?\u2014was there a generous moment, that kind of marked you as you turned the corner away from being a <em>stingy<\/em> tither?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> I\u2019m still stingy. Let\u2019s just be\u2014[Laughter]\u2014 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>9:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u2014let\u2019s just be really clear. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI would say that it was more of my volunteering my time. I was a\u2014I volunteered as a youth leader. I can tell you the moment that was just so vivid in my mind of that time where I could see the <em>joy<\/em> of giving. I was doing a small group of junior high boys\u2014I was their mentor. We were going\u2014it was a Saturday morning\u2014and we were going to work at a house to rehab a house \/ it was part of a church program. The job we had that day was to tear apart the third floor, and throw all the stuff we were tearing out\u2014out the window. It was this\u2014I didn\u2019t want to be there. It was kind of one of these things, where it was hard to get up \/ hard to go do this. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI was in the other room; and I heard one of them say, \u201cIf this is serving Jesus, I\u2019m all in.\u201d And I thought, \u201cWow!\u201d\u2014just the joy they\u2019re getting of serving and tearing apart this house. It was the perfect job\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>10:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> \u2014for junior high boys\u2014 [Laughter] \u2014tearing a house up and throwing it out the window. [Laughter] I know they\u2019re going: \u201cAhh! This is the coolest!\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> But it was <em>listening<\/em> to them, and then thinking about that in my life, and thinking about the joy of serving Jesus. It is those moments where you see the impact that you have and the privilege that you have of God giving you the resources to be able to give away.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> Brad, I think about our listeners. Some of our listeners are wondering if the money is going to end before the month does, and that\u2019s kind of how they\u2019ve been living. For us to talk about generosity, we might as well be talking about some other abstract concept for them, because they just can\u2019t figure out how to do with what they\u2019re doing. I think of others of our listeners, who may have a surplus available; but they\u2019re trying to be wise about the future\u2014and college education, and retirement, and all of that\u2014that\u2019s kind of in the back of their mind. And then, they\u2019re thinking about the church has got a building program going on; but we\u2019re thinking about vacation this summer. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>11:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tHow do you decide, when the church is saying, \u201cWe\u2019re trying to build the building,\u201d and you\u2019re thinking, \u201cWell, we thought this would be a nice summer for a nice vacation\u201d? You\u2019ve taken your family on nice vacations; right?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> I have.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> Do you ever feel guilty doing that?\u2014like: \u201cI should be giving all this money to the church, and we should never have a nice vacation.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> No; I don\u2019t feel like that. I think that is exactly why that second stewardship question\u2014that I said is: \u201cWho am I serving with this?\u201d\u2014because sometimes it\u2019s important to serve ourselves; sometimes it\u2019s important to serve our spouse; sometimes it\u2019s important to serve our kids; sometimes it\u2019s important to serve others. It\u2019s not good or bad\u2014it\u2019s actually being \/ deciding, as we\u2019re making those decisions: \u201cAm I being led by God and the Spirit to actually make this decision?\u201d and \u201cHow do I know I\u2019ve had enough of one of those things?\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI think the assumption that most people make is\u2014to your very specific question of \u201cWhat if I\u2019m coming to the end of the month and I\u2019m not sure if I have enough?\u201d\u2014 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>12:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u2014the lie people believe is \u201cIf I had more, then I\u2019d be generous.\u201d What the research actually says is just the opposite\u2014is: \u201cWhen you\u2019re generous, you will actually discover you have more.\u201d It\u2019s this upside-down view of life that is really interesting. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tNow, that doesn\u2019t mean that the choices that we make\u2014so, if you actually buy too big of a house or whatever, and you don\u2019t have any discretionary income\u2014that we were talking about at the beginning\u2014you\u2019re <em>always<\/em> going to feel like you don\u2019t have enough. It\u2019s really trying to sort out those decisions. It is, frankly, more of the bigger decisions that you make in life\u2014on whether you can <em>really<\/em> afford to do that\u2014that really are important. It\u2019s a lot less of the little things.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> As human beings, we love formulas. It\u2019s why the tithe is so easy to grab hold of\u2014it is 10 percent. The reality is\u2014what you\u2019re hitting on, that goes past the action of tithing to the heart that\u2019s underneath that action, to say: \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>13:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u201cHey! Are you enjoying this? Do you count it a privilege to give?\u201d It\u2019s not a formula\u2014it\u2019s a relationship with Christ.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWhen you come down, Bob, to your question about a vacation with your family, there\u2019s where you\u2019ve got to depend upon the Spirit of God to lead you, as a couple. This is the <em>strength<\/em> of a family\u2014a husband and a wife can say: \u201cYou know what? We\u2019re going to make these decisions <em>together<\/em>.\u201d That may mean you grapple in prayer together over what you\u2019re going to do, how much you\u2019re going to give, where you\u2019re going to go on your vacation, how much you\u2019re going to spend.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> But I think that the point that you make in your book, that was so helpful to me, is\u2014as you\u2019re looking at those choices together, as a couple \/ praying about them\u2014if the second question \u201cWho am I doing this for?\u201d\u2014if the answer is always: \u201c\u2026me,\u201d \u201c\u2026my wife,\u201d \u201c\u2026my kids,\u201d and it\u2019s <em>never<\/em>\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> \u2014advancing the kingdom or serving our community \/ if that\u2019s not in the equation anywhere\u2014 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>14:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u2014that\u2019s where you may need to be doing some recalibrating.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right; because, then, you actually have to go back to that first question of \u201cHow much is enough?\u201d\u2014because, clearly, you\u2019ve made a decision that \u201cI don\u2019t have enough, because I\u2019m doing all the things to just serve me and my family.\u201d We just <em>know<\/em> that that isn\u2019t a \/ the biblical principle of being able to share, and be part of a community, and be part of that. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tIt\u2019s really a fascinating part of\u2014as soon as you can sew outside or invest outside of that, what happens is that joy comes into the equation even as much as providing for your wife, or your kids, or whatever, and how joyful that is to be able to do that. It becomes just as joyful to do something in your community or even around the world. That\u2019s part of the mystery that God\u2019s created\u2014He\u2019s created us to be generous people like He\u2019s generous.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> We recently, at our house, did a little remodeling project at home. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>15:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tLooking at the project, I thought, \u201cOkay; how much can we afford to spend on this project?\u201d and then I thought \u201cDo we really need to do this project?\u201d I mean, \u201cCould we live the way we\u2019re living?\u201d or \u201cDoes this sprucing up\u2014is this just indulge\u2026\u201d I mean, I kind of agonized through this. Mary Ann and I talked about it as we were going through this. Here\u2019s what I thought\u2014I thought: \u201cOkay; the budget for this project for our home should be less than what we\u2019re giving away this year to ministry. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Yes.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> \u201cAs long as what we\u2019re spending on our home is less than what we\u2019re giving away in ministry, I think I can feel comfortable with that.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tNow, that\u2019s not a formula; but that just helped me in my\u2014to your second question\u2014it helped me calibrate here: \u201cWhat am I doing with my money?\u201d and \u201cAm I doing what God would have me do with my money?\u201d Some of it went to our home improvement project; but more of it went to advancing the kingdom, which is going to be here long after our house is gone.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>16:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> One of the stories I have in the book is\u2014a friend of mine actually does a money audit. He does it about every quarter\u2014he goes back to his checkbook and just says, \u201cIs my checkbook matching my rhetoric and my values?\u201d He just looks at\u2014adds up what he is spending. It\u2019s not to do a budget\u2014it\u2019s not to do anything like that. He\u2019s trying to just calibrate whether <em>what he says<\/em> and <em>what he does<\/em> are the same thing. He said: \u201cI\u2019m really good about saying the right things. I really just want to check to see if I\u2019m doing the right things. The best way to check it is\u2014to see where I\u2019m putting the time, and money, and other things I\u2019ve been given\u2014to see if those match up with my values.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> I like that idea. I don\u2019t do it quarterly; but at income tax time, I\u2019m forced to do it. You total everything up; and it is good to just kind of look back and go: \u201cAre we giving more?\u201d or \u201cAre we trying to keep more?\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> \u201cAre we sending it on ahead?\u201d\u2014 back to Bob\u2019s illustration of investing in the kingdom\u2014or \u201cAre we putting it down here, where moths will eat it or rust will destroy it?\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>17:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> \u2014\u201cor fire will consume it one day.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> Yes.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> Because that\u2019s where all of this is headed; right?\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Right. One of the things Sue and I do is\u2014we actually spend some time talking about the places that we\u2019re going to give every year. In fact, we do that at Thanksgiving\u2014we talk to the kids about: \u201cWhat is the one thing that we\u2019re going to do for other people at Christmas time?\u201d We have a conversation about: \u201cWhat are we going to give to next year? What are the ministries we\u2019re going to give to? How are we going to think about that?\u00a0 How are we going to do\u2026?\u201d We spend <em>way<\/em> more time budgeting and thinking about where we\u2019re going to give now than we do on the things that we actually spend on. We kind of have our house and the other things we have to pay for, but those aren\u2019t really the fun things. So we kind of do those; and the fun part of it is: \u201cWhere are we going to make impact?\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>18:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI think that\u2019s been some of this transition from being stingy to being generous is\u2014absolutely, we get way more <em>joy<\/em> out of the places where we can see the kingdom being served or other people in our community being served. In fact, part of\u2014we have a house right in the city; and it has some nice entertaining spaces. What we pledged with our house is\u2014we\u2019re going to use our house to host events so that we can give away more out of our house than what we pay for it. It was a way to think about: \u201cHow do we actually just <em>use<\/em> an asset God\u2019s given us to be able to use for the community?\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> I\u2019m sitting here, just\u2014you can\u2019t help, after listening to you, Brad, do a self-evaluation, \u201cHow am I doing on here?\u201d [Laughter] \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI\u2019m actually thinking about how some other people have modeled the giving spirit to me. My barber, who\u2019s probably going to be a little miffed at me for saying this, because he\u2019s here in Little Rock; and people, who listen here in Little Rock, are going to know who Tony is. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>19:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI\u2019m getting ready to leave the barber shop. Tony reaches into his till, where people pay him, and he gets his cash. He reaches in and grabs 40 bucks. Now, that\u2019s pretty much two haircuts for him\u2014okay?\u2014in terms of cash. He said, \u201cOn this trip you\u2019re going on, give this to someone who serves you and bless them.\u201d\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> Wow.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> I was in the Bay area\u2014had a chance to speak to a group of pastors\u2014and there was a young lady, who was from another country, serving us at our table. All of a sudden, it hit me: \u201cThat 40 bucks!\u201d I looked the young lady in the eye and I said: \u201cYou hang on; I\u2019ll be right back. I\u2019m really not stiffing you on the tip\u2014I\u2019ll be right back.\u201d I ran upstairs, got the 40 bucks, came down; and I gave it to her\u2014and I said: \u201cThis guy really <em>loves<\/em> Jesus \/ he\u2019s following Him, and he wanted you to have this. He\u2019s from Arkansas\u2014 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>20:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u2014\u201cthat\u2019s not where you\u2019re from. He just wanted you to have this cash.\u201d She looked at that money and she looked at me. I\u2019d like to know what she was thinking. I think she thought we were from another planet. [Laughter] It was Tony\u2019s to give\u2014my privilege to deliver. We both got blessed out of that as I told him, when I got back, what had happened. We really do live a blessed life when we give money away and, especially, when it is somebody else\u2019s. [Laughter] \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> What it does is\u2014it changes your mindset, which is the whole point of it\u2019s our mindset about money and it\u2019s our relationship with money. In a family \/ in a marriage relationship, you want to have intimacy \/ you want to have a tight relationship. What we find out for money is\u2014you want \/ if you want to have a healthy relationship with money, you want just the opposite of a marriage relationship. You want to have <em>no<\/em> emotional connection \/ you want to have <em>no<\/em> intimacy with money. You want to see it simply as a tool to produce the resources that you want. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>21:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAs you think about the marriage relationship and money, what you want to do is actually have two really different relationships. With your marriage, you want to have intimacy and a <em>tight<\/em> emotional relationship;\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis:<\/strong> Yes.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brad:<\/strong> \u2014and with money, you want to have just the opposite.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob:<\/strong> Before we sat down here to have this conversation, I went to your website; because you\u2019ve got a tool on your website that is a \/ it\u2019s a diagnostic tool to help people understand what your relationship with your money is like today. I found it helpful. In fact, I\u2019d encourage our listeners\u2014come to our website, FamilyLifeToday.com. We\u2019ve got a link to the assessment that\u2019s on Brad\u2019s website. It\u2019s worth taking a few minutes, answering a few questions, and just saying, \u201cHow am I doing when it comes to money and my mindset toward money?\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>22:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI\u2019d also encourage you, as a couple\u2014or maybe with your kids\u2014get a copy of Brad\u2019s book, <em>Your New Money Mindset,<\/em> and work your way through it. In the process of thinking about money, and your material possessions, and contentment and joy, maybe you can cultivate some new more-biblical patterns of thinking about money and possessions. The book is called <em>Your New Money Mindset<\/em>. You can order a copy from us, online, at FamilyLifeToday.com; or you can call 1-800-FL-TODAY to order your copy. Again, the website is FamilyLIfeToday.com; or call 1-800-358-6329. That\u2019s 1-800- \u201cF\u201d as in family, \u201cL\u201d as in life, and then the word, \u201cTODAY.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWhile we\u2019re on the subject of money this week, many of our listeners understand these principles we\u2019re talking about\u2014the relationship between generosity and blessing\u2014because we have some very generous listeners. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>23:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tSome of you who listen are monthly supporters of FamilyLife\u2014we call you Legacy Partners. Others will make a contribution from time to time. I think you have realized that, as you invest your money in kingdom-related priorities, there is joy that comes with that. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI want to be quick to say here\u2014we think, when it comes to giving, your local church needs to be your first and most important priority for your financial giving\u2014but I know many of our listeners go above and beyond what they give to their local church and help support this ministry, because their thinking aligns with our mission. They want to see God\u2019s design for marriage and family expanded in this culture and around the world. Every time you make a donation to FamilyLife, you\u2019re helping us reach more people with that message. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>24:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tIf you\u2019d like to make a donation today, you can do that at FamilyLifeToday.com; or you can call 1-800-FL-TODAY; or you can write a check and mail it to <em>FamilyLife Today<\/em> at PO Box 7111, Little Rock, AR; our zip code is 72223.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tNow, tomorrow, we\u2019re going to continue talking about generosity, and money, and cultivating a new money mindset in our own hearts and in our family. I hope you can tune in for that.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI want to thank our engineer today, Keith Lynch, along with our entire broadcast production team. On behalf of our host, Dennis Rainey, I'm Bob Lepine. We will see you back next time for another edition of <em>FamilyLife Today<\/em>. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<em>FamilyLife Today<\/em> is a production of FamilyLife of Little Rock, Arkansas. \n\t\t\t<\/p>\n\t\t\t\n\t\t\t\t<p>\n\t\t\t\t\tHelp for today. Hope for tomorrow.\n\t\t\t\t<\/p>\n\t\t\t\t<p>\n\t\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t\t<\/p>\n\t\t\t\n\t\t\t<p>\n\t\t\t\tWe are so happy to provide these transcripts to you. However, there is a cost to produce them for our website. If you\u2019ve benefited from the broadcast transcripts, would you consider <a href=\"http:\/\/wp-stage.familylife.com\/www\/donate\">donating today<\/a> to help defray the costs?\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tCopyright <sup>\u00a9<\/sup> 2017 FamilyLife. All rights reserved.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<a href=\"http:\/\/wp-stage.familylife.com\/www\/\">www.FamilyLife.com<\/a>\u00a0 \n\t\t\t<\/p>\n\t\t\t\n\t\t\t\t<p>\n\t\t\t\t\t1\n\t\t\t\t<\/p>","theme_header_position":"","post_header_is_sticky":"","is_header_overlay":""},"_links":{"self":[{"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/podcast\/304456","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/podcast"}],"about":[{"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/types\/podcast"}],"author":[{"embeddable":true,"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/users\/91"}],"replies":[{"embeddable":true,"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/comments?post=304456"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/media\/294104"}],"wp:attachment":[{"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/media?parent=304456"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/categories?post=304456"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/tags?post=304456"},{"taxonomy":"podcast_series","embeddable":true,"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/podcast_series?post=304456"},{"taxonomy":"cwp_profile","embeddable":true,"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/cwp_profile?post=304456"},{"taxonomy":"series","embeddable":true,"href":"https:\/\/wp-stage.familylife.com\/www\/wp-json\/wp\/v2\/series?post=304456"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}