{"id":303205,"date":"2014-09-19T11:00:00","date_gmt":"2014-09-19T15:00:00","guid":{"rendered":"https:\/\/wp-stage.familylife.com\/www\/podcast\/%series%\/leaving-your-legacy-organizer\/"},"modified":"2014-09-19T11:00:00","modified_gmt":"2014-09-19T15:00:00","slug":"leaving-your-legacy-organizer","status":"publish","type":"podcast","link":"https:\/\/wp-stage.familylife.com\/www\/podcast\/familylife-today\/leaving-your-legacy-organizer\/","title":{"rendered":"Leaving Your Legacy Organizer"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"<p>Would you loved ones know what to do if you passed away?  Widower Brian Kluth talks about the necessity of putting all your vital information in one place for your family members.<\/p>\n","protected":false},"author":91,"featured_media":294104,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","inline_featured_image":false,"_uag_custom_page_level_css":"","episode_type":"","audio_file":"https:\/\/web.familylifetoday.com\/fl2014-09-19.mp3","cover_image":"","cover_image_id":"","duration":"00:","filesize":"21.88M","filesize_raw":"22942326","date_recorded":"","explicit":"","block":""},"categories":[2847],"tags":[5440,5441,5442],"podcast_series":[8037],"cwp_profile":[3145],"series":[2101],"class_list":["post-303205","podcast","type-podcast","status-publish","has-post-thumbnail","hentry","category-death-and-dying","tag-end-of-life-issues","tag-living-will","tag-memories","podcast_series-experience-god-as-your-provider","cwp_profile-brian-kluth","series-familylife-today"],"acf":[],"episode_featured_image":"https:\/\/wp-stage.familylife.com\/www\/wp-content\/uploads\/sites\/1001\/2024\/09\/FLT-Podcast-Cover-2-508x508-3.jpg?w=508","episode_player_image":"https:\/\/wp-stage.familylife.com\/www\/wp-content\/uploads\/sites\/1001\/2023\/02\/image-scaled.jpg","download_link":"https:\/\/wp-stage.familylife.com\/www\/podcast-download\/303205\/leaving-your-legacy-organizer","player_link":"https:\/\/wp-stage.familylife.com\/www\/podcast-player\/303205\/leaving-your-legacy-organizer","audio_player":null,"episode_data":{"playerMode":"light","subscribeUrls":{"apple_podcasts":{"key":"apple_podcasts","url":"https:\/\/podcasts.apple.com\/us\/podcast\/familylife-today\/id212174303?mt=2&app=podcast","label":"Apple Podcasts","class":"apple_podcasts","icon":"apple-podcasts.png"},"google_podcasts":{"key":"google_podcasts","url":"","label":"Google Podcasts","class":"google_podcasts","icon":"google-podcasts.png"},"spotify":{"key":"spotify","url":"https:\/\/open.spotify.com\/show\/0j5UaKdQOHQCuo1bt0ebEm","label":"Spotify","class":"spotify","icon":"spotify.png"},"youtube":{"key":"youtube","url":"","label":"YouTube","class":"youtube","icon":"youtube.png"}},"rssFeedUrl":"https:\/\/wp-stage.familylife.com\/www\/feed\/podcast\/familylife-today","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"afudoDfZVw\"><a href=\"https:\/\/wp-stage.familylife.com\/www\/podcast\/familylife-today\/leaving-your-legacy-organizer\/\">Leaving Your Legacy Organizer<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/wp-stage.familylife.com\/www\/podcast\/familylife-today\/leaving-your-legacy-organizer\/embed\/#?secret=afudoDfZVw\" width=\"500\" height=\"350\" title=\"&#8220;Leaving Your Legacy Organizer&#8221; &#8212; FamilyLife\u00ae - A Cru Ministry\" data-secret=\"afudoDfZVw\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script>\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/wp-stage.familylife.com\/www\/wp-includes\/js\/wp-embed.min.js\n<\/script>\n"},"spectra_custom_meta":{"_wp_page_template":["default"],"transcript_url":["https:\/\/transcript.familylifetoday.com\/fl2014-09-19.pdf"],"audio_file":["https:\/\/web.familylifetoday.com\/fl2014-09-19.mp3"],"transcript_content":["<strong>Bob: <\/strong>Have you thought about what you\u2019re going to pass on to your kids\u2014what you will pass on to the next generation?\u00a0 Brian Kluth says, \u201cIt\u2019s a lot more than just stuff.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Someone once said: \u201cYou don\u2019t just leave your valuables to your family. You leave your values, and you leave your memories, and you leave the stories.\u201d\u00a0 Whatever valuables you have\u2014those will get quickly distributed and spent\u2014probably within six months to a year. But it\u2019s really the lessons, and the values, and\u2014\u201cWhat did you pass on?\u201d\u2014you want to pass that legacy on. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>This is <em>FamilyLife Today<\/em> for Friday, September 19<sup>th<\/sup>. Our host is the President of FamilyLife<sup>\u00ae<\/sup>, Dennis Rainey, and I\u2019m Bob Lepine. We ought to be intentional and purposeful about the values we\u2019re going to pass on to our children and our children\u2019s children. We\u2019ll talk more about that today. Stay tuned. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>1:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd welcome to <em>FamilyLife Today<\/em>. Thanks for joining us. I took a couple of days off\u2014this was last year\u2014and I decided\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>You earned them, by the way. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Well, thank you!\u00a0 [Laughter]\u00a0 I decided\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>We\u2019ll give you a couple of days off a year, Bob. [Laughter]\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Very generous\u2014very generous of you. [Laughter] \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Three!\u2014Keith Lynch, the engineer, says, \u201cThree.\u201d\u00a0 I\u2019m going to do one better. We\u2019re going to give you four days off\u2014\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Four days off. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>\u2014a year. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Well, I already took a couple last year. Part of what I did in my couple of days off was to go through and to put together the book that would\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>You finally did this!\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>I did. The book that has all of the information that Mary Ann would need to put her hands on\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>And how long ago did you promise you\u2019d do that?\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br><strong>Bob: <\/strong>You know, it kind of slips my mind. [Laughter] I finally got it all put together, and I felt really good about it. A few months later, we were out with some friends. We were talking about having one of these books put together\u2014that\u2019s got all your financial details. I said, \u201cYes, I just did that.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>2:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tMary Ann said, \u201cWell, where is it?\u201d\u00a0 I realized\u2014you\u2019ve got to, not only put it together, but then, you need to let your wife know where it is. [Laughter]\u00a0 It doesn\u2019t do you any good if, six months after you\u2019re gone, she goes, \u201cOh, that\u2019s what this was.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br><strong>Dennis: <\/strong>Yes, it\u2019s an organizer\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Right. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>\u2014that literally goes out to the end of the matter\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Yes. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>\u2014your death. And it says: \u201cHere is what you need to know. Here\u2019s where the bank accounts are. Here\u2019s\u2014well, here are all of the instructions.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Yes. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>And it\u2019s much more complicated than I can outline there. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWell, we\u2019ve got a gentleman who has created, really, a very thorough organizer. It\u2019s called <em>Because I Love You Christian Legacy Organizer<\/em>. And it\u2019s subtitled\u2014and I can attest to this. I\u2019ve looked this over\u2014<em>Valuable Forms for You, Your Spouse, Your Loved Ones, and Aging Parents<\/em>. Brian Kluth joins us again on <em>FamilyLife Today<\/em>. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tBrian, this is really important. I\u2019ve done this as well. I did it within the time period, however, that I\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>3:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>That you promised?\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br><strong>Dennis: <\/strong>\u2014that I promised, here on <em>FamilyLife Today<\/em>. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Stop it\u2014stop!\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Bob did it too, but he was only about ten years late!\u00a0 [Laughter]\u00a0 Anyway, welcome to the broadcast. This is a great\u2014this is a great concept, Brian. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Well, thanks. You know, it\u2019s a huge need\u2014everyone, listening to me right now\u2014I mean, you have loved ones. You may have aging parents. You certainly have an aging spouse, if you are married\u2014well, actually, the women have aging spouses. The men do not\u2014I discovered. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>There you go\u2014well-said. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Yes. But what I\u2019ve discovered is\u2014there is information and instructions you don\u2019t have right now. I was a minister and did a lot of funerals. My own wife passed away from an eight-year cancer journey. My parents have both passed away. I had some things happen in my life\u2014that I discovered that if you don\u2019t get something down\u2014if you don\u2019t get things written down, you will leave your family or your spouse in a place of chaos, confusion \/ loss of cash. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>4:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThere are so many problems that occur if family members do not have needed information. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>I picked up your organizer; and I thought, \u201cI would need to take more than a couple days off I think to fill this thing out.\u201d\u00a0 I mean it\u2019s very comprehensive. I think some people would look at this, Brian\u2014and they\u2019d just get overwhelmed, just by flipping through the pages and go, \u201cI can\u2019t do this,\u201d\u2014and they\u2019d give up. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Sure. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br><strong>Bob: <\/strong>So, how do you recommend somebody go about beginning a project like this?\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Well, this particular manual is not something you fill-in from the front to the back. What you do is\u2014you look over a page, and you just fill out a page, and you look at that one page. You fill it out to the best of your ability. I made this in memory of my dad. My dad said, \u201cA short pencil is better than a long memory.\u201d\u00a0 So, we put information\u2014you put information down.\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI\u2019ll give you an example. One of the pages is a list of doctors, dentists, plumbers, car dealer, insurance person, banker\u2014or whatever. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>5:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tSo, you just fill it out with your spouse. You sit, watching TV one night. You just kind of\u2014one knows some of it, and the other knows some of it\u2014and you kind of fill it out. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWell, I did this with my wife a number of years ago. She said, \u201cWell, when you travel, I need to know this information so I can take care of things.\u201d\u00a0 Well, my wife passed away, and about\u2014I don\u2019t know\u2014four or five months after she passed away, I had three teenage children. I was a single dad. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tMy teenage daughter comes to me and says, \u201cDad, I need to go to the orthodontist.\u201d\u00a0 I said, \u201cOkay, great. Where is that?\u201d\u00a0 And she said, \u201cI don\u2019t know.\u201d\u00a0 I said, \u201cWell, honey, what\u2019s his name?\u201d\u00a0 She said, \u201cI don\u2019t know.\u201d\u00a0 I said, \u201cWell, what street is it on?\u201d\u00a0 \u201cI don\u2019t know. Oh, and Dad, I need to go to the eye doctor too.\u201d\u00a0 I\u2019m like, \u201cWell, where is he?\u201d\u00a0 \u201cI don\u2019t know.\u201d\u00a0 \u201cWhat\u2019s his name?\u201d\u00a0 \u201cI don\u2019t know.\u201d\u00a0 <br>\u00a0\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI realized, as the dad, that I had never taken my daughter to the orthodontist; and I had never taken her to the eye doctor. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>6:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI had no idea how to get my daughter to the eye doctor or the orthodontist in a city of half a million people. And then, I remembered we had filled out that page. I went and I found this book, and <em>all<\/em> the information I needed was there. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWhat I tell people is: \u201cYou just look through this manual and say: \u2018Well, what do we know?\u00a0 What can I put down?\u2019\u201d\u00a0 There are a hundred questions to ask aging relatives in this manual. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Yes, I wanted to ask you about that. That\u2019s an interesting place to start\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Yes. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br><strong>Bob: <\/strong>\u2014what is, essentially, a document to provide data\u2014for after you die\u2014you start with a family history. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>A family history. Yes, and again, when my wife was\u2014we knew she was going to pass away in a few months. I sat down and I asked probably 18\/20 questions out of the 100-some listed\u2014and I wrote that down. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tBut I wrote those pages\u2014my mom had died. She was the last of four sisters to die, and we were having a family reunion the next summer. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>7:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tSo, we\u2019re all sitting around, talking about life and missing everybody. Some questions came up about the family. I suddenly realized: \u201cThere is no one here to answer that anymore. They are gone, and we never asked the questions.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br>So, I sat down one day and I said: \u201cWhat do I wish I would have asked my mom?\u00a0 What do I wish I would have asked my grandparents or my aunts and uncles, while they were living?\u201d\u00a0 I came up with over a hundred questions. There are families that, literally, take this manual to Christmas gatherings, and Easter gatherings, and Thanksgiving gatherings, or Mother\u2019s Day, or Father\u2019s Day. Then, everybody, around the room, goes and circles a question. Then, Mom or Dad answers it\u2014and just gleaning that legacy. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tSomeone once said, \u201cYou don\u2019t just leave your valuables to your family. You leave your values, and you leave your memories, and you leave the stories.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Yes. In fact, you start off by referencing Psalm 78 in here\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>8:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u2014where it talks about passing on to the next generation, not only the truth of what is contained in the Scriptures, but also what has been your experience with God. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Yes, exactly. Yes, you want to pass that legacy on. It\u2019s\u2014whatever the valuables you have\u2014those will get quickly distributed and spent\u2014probably within six months to a year. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Right. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br><strong>Brian: <\/strong>But it\u2019s really the lessons, and the values, and \u201cWhat did you pass on?\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tOne day, I was talking to a guy about his family. He said, \u201cMy family\u2014we\u2019re givers.\u201d\u00a0 I said: \u201cOh, you\u2019re givers. Well, what do you mean by that?\u201d\u00a0 He said, \u201cMy great, great, great grandpa in the Great Depression\u2014he got a dime. When he got a dime, one day, for working, he gave a penny to God.\u201d\u00a0 He said: \u201cYou know what?\u00a0 Ever since then, my family\u2014we\u2019ve always made sure we give to God first.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br>I thought: \u201cWow!\u00a0 Here, 80 years later, this guy had a legacy in his family. His DNA was\u2014their family said, \u2018No matter how tough it gets, we\u2019re going to be givers.\u2019\u201d\u00a0 And that was passed on through a story. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>9:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThat story impacted him, four generations later\u2014the fact that, in their family, they would honor God\u2014and they would give no matter how tough it ever got. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>We could ask you questions almost on every page. I have to ask you about the family tree. You\u2019ve got a spot here for collecting the names of your ancestors and showing where your family came from and where your spouse\u2019s family came from. Explain why you\u2019ve found that to be important. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Well, I just realized that\u2014like with my wife, in particular\u2014if I didn\u2019t get it written down\u2014that history\u2014it\u2019s all going to be lost. She comes from a Norwegian family \/ a Norwegian heritage. They had records in their family\u2014okay\u2014records back to about the 1500\u2019s\u2014detailed records: I mean, how many sheep were on the farm. What repairs they did on the farm, back in Norway. What was the\u2014the children that were born \/ who died. If there was a scrap in the family, it got recorded. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThat all happened because somebody wrote things down\u2014somebody put information down.\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>10:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tSomewhere, you have to have a place to ask the questions and, then, a place to write it down. What I try to do with this legacy organizer is\u2014it gives you one place to put things down\u2014so, at least, you have it. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tSo, my wife\u2014I just sat with her on the coach, before she passed away, and said, \u201cJust remind me again the cousins, the aunts, the uncles\u2014where are they from?\u201d\u00a0 She told me and reminded me of those people. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>I\u2019m sure you have talked to folks who have come to you\u2014six months \/ a year\u2014after a loved one has died and have said: \u201cI was so glad that I went through the effort of putting this together. We didn\u2019t know that my wife \/ or my husband was going to die, and to have this handy\u2026\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI think I told you, earlier, about a friend of mine who, when her husband died suddenly\u2014he had what he called a \u201cDeath Book.\u201d\u00a0 She knew about it\u2014knew where it was. A bunch of us moved in and pulled that out. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>11:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAll that we needed was there\u2014in terms of account numbers and insurance\u2014all of the detailed records. Well, it made the logistics\u2014that you had to deal with in the midst of grieving \/ you have to deal with these issues\u2014made it so much easier\u2014was a great gift he had left to his wife. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Yes, ultimately, it\u2019s about loving your spouse and your family enough to take some time and to put some things down. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI think, in the back of the book, there are \u201c40 Things to Do after a Loved One Dies.\u201d\u00a0 I had one lady say she, literally, held on to this manual for a year. It guided her through everything she needed to do. Then, she said, \u201cWithout this, Brian, I would have been lost.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br>I was going through the \u201c40 Things to Do after a Loved One Dies.\u201d One of them\u2014it literally had a $50,000 impact on my family\u2014that money\u2014I did not know existed. I was going through my own list, and I checked off one of the boxes. I notified a particular agency about something. They said, \u201cOh, by the way, you have a $50,000 benefit for your family,\u201d\u2014that I had no idea existed. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>12:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tMy father\u2014this is a defining moment for me\u2014my dad, before he died\u2014he sat down with my mother. On a napkin, he wrote down all the finances because he had always handled them. And he told her various things. One of the things he said was, \u201cI took out an extra insurance policy for $125,000 from the fire department, where I worked.\u201d\u00a0 So, my mom wasn\u2019t aware of that. Anyway, he told her, \u201cThat\u2019s so, when I die, you will get that money.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWell, he dies. My mother got a letter saying: \u201cMrs. Kluth, sorry your husband died. Here\u2019s a check for $25,000.\u201d\u00a0 I said, \u201cMom, you call them back. You tell them that you have a letter from your husband that the value is $125,000.\u201d\u00a0 She called them back; and they said: \u201cWe\u2019re sorry. We made a typographical error. Please send us the check, and we\u2019ll send you $125,000.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tIf my dad had not written that down on the napkin, my mother and my family would have been out $100,000. I just discovered that: \u201cBoy, you\u2019ve got to get information down.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>13:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>I had a conversation with one of my daughters about our broadcast today. I told her that we were going to talk about this organizer. She made the comment that I think the typical person does: \u201cOh, that\u2019s for older people. You just do that toward the end of your life; right, Dad?\u201d\u00a0 I said, \u201cNo, Sweetie.\u201d\u00a0 I said, \u201cThis is really something, even where you guys are\u2014in the midst of raising your kids and putting your family together\u2014that you need to begin piecing together and have in place.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tYou\u2019ve got a section in here where you have the guardian choices for children. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Yes. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>And I know that, when Barbara and I did this\u2014we didn\u2019t have your organizer. We didn\u2019t have anything nearly as structured as this\u2014but this is one of the things we spent a long time, working on, in our will. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Yes, we froze up on this. When we got asked this question\u2014five kids\u2014we\u2019re thinking, \u201cWe want them all to be together.\u201d\u00a0 So, which of our friends are we going to say, \u201cHey,\u201d\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Their former friends. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>\u2014\u201chere\u2019s a little gift for you!\u201d\u00a0 [Laughter]\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>But we had more arguments\u2014it wasn\u2019t arguments. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>14:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThat\u2019s maybe a misstatement. But Barbara and I had more stimulating discussion about \u201cOkay, what do you do?\u201d\u00a0 If you can\u2019t find a family that will take six, can you find a family or two that will take three each or two, two, and two?\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Tell listeners how you guys, ultimately, resolved that issue in your plan because it helped us know what to do with our five kids. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Well, we formed kind of a committee\u2014who would help place the children. They were very, very close friends, who weren\u2019t listed as guardians\u2014\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Okay. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>\u2014three very wise, godly advisors; okay?\u00a0 Then, we left a list of parents\u2014kind of prioritized and what are wishes were\u2014all six would go to one. With that came a cash award because we figured\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>\u201cThey come with money!\u201d\u00a0 [Laughter]\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>\u2014they\u2019re going to need a bigger house; okay?\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>15:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tBut if, after going through the list, not one family could take our children, we then said: \u201cThen, it\u2019s three and three,\u201d and, \u201cIf not, then, two, two and two.\u201d\u00a0 We never did figure out what to do if none of our friends wanted any of our kids, but\u2014here is the interesting thing, Brian\u2014we redid that list several times\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Yes. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>\u2014over the next 20 years because we had six kids in ten years. The first time we did it, I think our oldest was 11 or 12\u2014something like that\u2014and you\u2019re at a certain stage in raising your family. Well, when you get into junior high, things begin to appear in your own kids and other families, where you may say, \u201cYou know, I\u2019m not quite sure the values were quite the same as we thought they were.\u201d\u00a0 So, we would adjust it. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tIt was interesting\u2014to see the names that got added, the names scratched out, the names that moved to the top of the list\u2014not that they were perfect parents because none are perfect\u2014but the process was very, very healthy for Barbara and me to go through. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>And again, no matter who is listening\u2014it might be your own family, where you\u2019ve got to sort some things out\u2014whether you are in your 30s or 40s.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>16:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThe other thing that\u2014the way this manual gets used a lot is people in their 30s, 40s, or 50s have parents in their 60s, 70s, and 80s. They don\u2019t even know what to ask Mom and Dad. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>And feel uncomfortable even broaching the subject. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Yes, exactly. And so, that\u2019s a big\u2014and one of the ways it gets used is for people to use it with their aging parents. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tMy mother\u2014we had a meeting with her, talking about her funeral wishes. There is a funeral page here, \u201cHow to Plan Your Funeral.\u201d\u00a0 We sat down with my mother to do it. I remember she said: \u201cWhy are we having this meeting anyway?\u00a0 You\u2019re my kids. You should know me.\u201d\u00a0 And I\u2019m like, \u201cMom, what are your favorite songs that you want sung at your funeral?\u201d\u00a0 She said, \u201cYou\u2019re my kids. You should know.\u201d\u00a0 I said, \u201cWe don\u2019t know.\u201d\u00a0 And so\u2014but she knew what songs she wanted. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd then, I said, \u201cWhat about pall bearers?\u201d\u00a0 \u201cWell, you should know.\u201d\u00a0 I said, \u201cMom, we don\u2019t know.\u201d\u00a0 And she knew who she wanted to be her pall bearers. We went down the list of questions on the funeral planning page. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>17:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tShe knew answers to every single thing, but she had never told a single person. Because we were able to glean the information, by using the page\u2014she passed away \/ we honored her wishes. We did everything she wanted. It was a wonderful time\u2014wonderful celebration of her life. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br>Sometimes, people don\u2019t even know what to be asking aging parents or even be asking their spouse. This tries to kind of do the leg-work\u2014you just kind of fill-in the blanks. And there is a digital version or a paper version. You can just update it as you need it. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tBut I really saw, again, literally, 90-100 percent of people when I would do funerals\u2014loved ones did not have information they needed. I knew I needed to do something to try to make a difference\u2014try to make a dent in people\u2019s lives because this will affect future generations. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThis will affect\u2014even like the whole thing of heirlooms and promised inheritances. If you don\u2019t get things down in writing, some families fracture over those things\u2014\u201cThat shotgun from Grandpa\u2014that was promised to me.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>18:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u201cWell, it\u2019s not written anywhere.\u201d Some families never recover from the hurt that goes on at the end of someone\u2019s life. So, this tries to just give you a place to get everything down. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Yes, explain what you do on that because you actually start with a little bit of an inventory. If Bob and I were brothers, you would ask Bob to list some of the things he wants and me to list what I wanted. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Well, yes. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>And you begin to prioritize them. You settle some of the issues, in advance, it sounds like. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>When my mother-in-law passed away, my wife, Sandy\u2014my first wife, Sandy\u2014had two sisters. I actually went through and inventoried everything she owned. We, then, gave those inventory sheets to the three sisters. The instructions were\u2014and this manual gives you how to do this\u2014but the instructions were: \u201cPut a number one by something you really want. Put a number two by something you are willing to take. Put a number three by something you are not interested in.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>19:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd we did that. It was very fascinating because everybody got their number one\u2019s. There was no conflict with what they really wanted. The number two\u2019s\u2014we just kind of equally distributed\u2014what they\u2019d be willing to take. And number three\u2014we called the Salvation Army and said, \u201cCome and get it,\u201d because nobody wanted it. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI mean, there are a lot of people listening to us\u2014someone died, and you just ended up taking everything because you just didn\u2019t feel you could let it go. You get stuck with people\u2019s stuff that nobody wanted. This gave us a way to be able to kind of give people what they wanted, or what they\u2019d be willing to take, but have a way to also say: \u201cYou know what?\u00a0 Nobody is interested in these items.\u201d\u00a0 Then, they were freely given away. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>This is\u2014I just want to be clear\u2014this is not about money-grubbing. This is about being a good steward. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br><strong>Bob: <\/strong>Right. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br><strong>Brian: <\/strong>Yes. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>I\u2019m thinking of single parents. They would be particularly vulnerable if they were killed in a car wreck or came down with a serious illness. These are important matters to have in place if you\u2019re raising a family and there is not a guardian clearly set up to take care of your kids. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>20:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tOn the other hand, there is also\u2014as you just mentioned\u2014our parents. This can really help family members work things out, in advance, and not end up being divided over a bunch of stuff that doesn\u2019t matter. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tHaving done this\u2014not your book, specifically, but something very similar\u2014I can just vouch for it. Once it\u2019s in place, you can breathe deeper; but once it\u2019s in place, you have to go back and revise it each year because passwords change, locations of accounts change\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>So, I need to take another couple days off, I think, this year\u2014just to go home and tackle this. [Laughter]\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>No\u2014no way!\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Well, I\u2019ve preached at some churches on this subject. It\u2019s been interesting. After the message, there is not a line\u2014there\u2019s a mob. There are 200-300 people standing, trying to get this, because I\u2019ve touched on a nerve that everybody is feeling.\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>21:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tIt is like: \u201cWow! I don\u2019t have the information I need. I wish I knew what I needed to get\u2026\u201d\u2014whether that\u2019s from your spouse or from your aging parents. And so, hopefully, this will really bless a lot of people. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Well, and I think our listeners are going to be interested in getting a copy of this and taking the time to go through and get stuff ready. I mean, it\u2019s a part of how we care for a spouse, or for our kids, or how we get our affairs in order. You don\u2019t wait until you\u2019re in your 80s to do because we don\u2019t know when it\u2019s going to be necessary. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tGo to FamilyLifeToday.com and click the link at the top of the page that says, \u201cGO DEEPER.\u201d You\u2019ll find <em>Because I Love You Christian Legacy Organizer<\/em> that Brian Kluth has put together, along with Brian\u2019s book, <em>Experience God as Your Provider<\/em>. Both resources are available to order, online, at FamilyLifeToday.com. Again, click the link that says, \u201cGO DEEPER,\u201d for more information; or call 1-800- \u201cF\u201d as in family, \u201cL\u201d as in life, and then the word, \u201cTODAY.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>22:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd we can let you know how you can get these resources sent to you. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tNow, I suppose it is probably too late for me to suggest this today; but we have some friends who live out in Boise, Idaho\u2014Kent and Kimberly Kalpakjian. They are celebrating 22 years of marriage today. We want to say, \u201cCongratulations!\u201d\u00a0\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI was going to suggest that they ought to sleep in and go get breakfast at Goldy\u2019s Breakfast Bistro, where they serve breakfast until two o\u2019clock in the afternoon\u2014maybe tomorrow. Maybe that\u2019s the plan. Tomorrow, you go to Goldy\u2019s for a special post-anniversary breakfast. But we want to thank Kent and Kimberly for their partnership with us, here at FamilyLife. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br>If it weren\u2019t for folks, like them, and folks like, frankly, some of you who pitch in to make <em>FamilyLife Today<\/em> possible, we couldn\u2019t do what we do. We\u2019re grateful for those of you who call, or write, or who go online and donate to make <em>FamilyLife Today<\/em> possible. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>23:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWe are a non-profit organization. Your donations all come together to cover more than 60 percent of the expenses associated with this ministry. So, we\u2019re grateful when we hear from you. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tIf you can make a donation today, we\u2019d like to express our gratitude by sending you the FamilyLife calendar called \u201cA Spirit-filled Year.\u201d\u00a0 It looks at the fruit of the Spirit, and it actually begins\u2014the first page of the calendar is October of 2014. Then, it carries you through all of next year. It\u2019s our gift to you when you make a donation to support the ministry. Go to FamilyLifeToday.com. Click the link in the upper right-hand corner of the screen that says, \u201cI Care\u201d; and you can make an online donation. Or call 1-800-FL-TODAY. You can make your donation over the phone. Or you can write a check and mail it to <em>FamilyLife Today<\/em> at Post Office Box 7111, Little Rock, AR. Our zip code is 72223. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>24:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tKeep in mind\u2014mention that you\u2019d like the calendar when you get in touch with us so that we know to send it to you; okay?\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd we hope you have a great weekend. Hope you and your family are able to worship together this weekend. And I hope you can join us back on Monday when we\u2019re going to talk to a mom who was\u2014well, who was over-extended\u2014who had said, \u201cYes,\u201d to too many things. Crystal Paine joins us, and we talk about how she brought some order out of the chaos of her life. Hope you can tune in for that. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI want to thank our engineer today, Keith Lynch, and our entire broadcast production team. On behalf of our host, Dennis Rainey, I\u2019m Bob Lepine. We will see you back next time for another edition of <em>FamilyLife Today<\/em>. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<em>FamilyLife Today<\/em> is a production of FamilyLife of Little Rock, Arkansas. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tHelp for today. Hope for tomorrow.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWe are so happy to provide these transcripts to you. However, there is a cost to produce them for our website. If you\u2019ve benefited from the broadcast transcripts, would you consider <a href=\"http:\/\/wp-stage.familylife.com\/www\/donate\">donating today<\/a> to help defray the costs?\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tCopyright <sup>\u00a9<\/sup> 2014 FamilyLife. All rights reserved.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<a href=\"http:\/\/wp-stage.familylife.com\/www\/\">www.FamilyLife.com<\/a>\u00a0 \n\t\t\t<\/p>\n\t\t\t\n\t\t\t\t<p>\n\t\t\t\t\t1\n\t\t\t\t<\/p>"],"_seopress_titles_title":[""],"_seopress_titles_desc":[""],"_seopress_robots_index":[""],"duration":["00:"],"show_notes":[""],"_thumbnail_id":["294104"],"filesize":["21.88M"],"filesize_raw":["22942326"],"_uag_css_file_name":["uag-css-303205.css"],"_uag_js_file_name":["uag-js-303205.js"],"_uag_page_assets":["a:9:{s:3:\"css\";s:82560:\".wp-block-uagb-container.uagb-block-e11dbe9f .uagb-container__shape-top svg{width: calc( 100% + 1.3px );}.wp-block-uagb-container.uagb-block-e11dbe9f .uagb-container__shape.uagb-container__shape-top .uagb-container__shape-fill{fill: rgba(51,51,51,1);}.wp-block-uagb-container.uagb-block-e11dbe9f .uagb-container__shape-bottom svg{width: calc( 100% + 1.3px );}.wp-block-uagb-container.uagb-block-e11dbe9f .uagb-container__shape.uagb-container__shape-bottom 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you loved ones know what to do if you passed away? Widower Brian Kluth talks about the necessity of putting all your vital information in one place for your family members.","meta_box":{"show_notes":"","transcript_url":"https:\/\/transcript.familylifetoday.com\/fl2014-09-19.pdf","transcript_content":"<strong>Bob: <\/strong>Have you thought about what you\u2019re going to pass on to your kids\u2014what you will pass on to the next generation?\u00a0 Brian Kluth says, \u201cIt\u2019s a lot more than just stuff.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Someone once said: \u201cYou don\u2019t just leave your valuables to your family. You leave your values, and you leave your memories, and you leave the stories.\u201d\u00a0 Whatever valuables you have\u2014those will get quickly distributed and spent\u2014probably within six months to a year. But it\u2019s really the lessons, and the values, and\u2014\u201cWhat did you pass on?\u201d\u2014you want to pass that legacy on. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>This is <em>FamilyLife Today<\/em> for Friday, September 19<sup>th<\/sup>. Our host is the President of FamilyLife<sup>\u00ae<\/sup>, Dennis Rainey, and I\u2019m Bob Lepine. We ought to be intentional and purposeful about the values we\u2019re going to pass on to our children and our children\u2019s children. We\u2019ll talk more about that today. Stay tuned. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>1:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd welcome to <em>FamilyLife Today<\/em>. Thanks for joining us. I took a couple of days off\u2014this was last year\u2014and I decided\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>You earned them, by the way. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Well, thank you!\u00a0 [Laughter]\u00a0 I decided\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>We\u2019ll give you a couple of days off a year, Bob. [Laughter]\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Very generous\u2014very generous of you. [Laughter] \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Three!\u2014Keith Lynch, the engineer, says, \u201cThree.\u201d\u00a0 I\u2019m going to do one better. We\u2019re going to give you four days off\u2014\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Four days off. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>\u2014a year. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Well, I already took a couple last year. Part of what I did in my couple of days off was to go through and to put together the book that would\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>You finally did this!\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>I did. The book that has all of the information that Mary Ann would need to put her hands on\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>And how long ago did you promise you\u2019d do that?\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br><strong>Bob: <\/strong>You know, it kind of slips my mind. [Laughter] I finally got it all put together, and I felt really good about it. A few months later, we were out with some friends. We were talking about having one of these books put together\u2014that\u2019s got all your financial details. I said, \u201cYes, I just did that.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>2:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tMary Ann said, \u201cWell, where is it?\u201d\u00a0 I realized\u2014you\u2019ve got to, not only put it together, but then, you need to let your wife know where it is. [Laughter]\u00a0 It doesn\u2019t do you any good if, six months after you\u2019re gone, she goes, \u201cOh, that\u2019s what this was.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br><strong>Dennis: <\/strong>Yes, it\u2019s an organizer\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Right. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>\u2014that literally goes out to the end of the matter\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Yes. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>\u2014your death. And it says: \u201cHere is what you need to know. Here\u2019s where the bank accounts are. Here\u2019s\u2014well, here are all of the instructions.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Yes. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>And it\u2019s much more complicated than I can outline there. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWell, we\u2019ve got a gentleman who has created, really, a very thorough organizer. It\u2019s called <em>Because I Love You Christian Legacy Organizer<\/em>. And it\u2019s subtitled\u2014and I can attest to this. I\u2019ve looked this over\u2014<em>Valuable Forms for You, Your Spouse, Your Loved Ones, and Aging Parents<\/em>. Brian Kluth joins us again on <em>FamilyLife Today<\/em>. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tBrian, this is really important. I\u2019ve done this as well. I did it within the time period, however, that I\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>3:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>That you promised?\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br><strong>Dennis: <\/strong>\u2014that I promised, here on <em>FamilyLife Today<\/em>. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Stop it\u2014stop!\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Bob did it too, but he was only about ten years late!\u00a0 [Laughter]\u00a0 Anyway, welcome to the broadcast. This is a great\u2014this is a great concept, Brian. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Well, thanks. You know, it\u2019s a huge need\u2014everyone, listening to me right now\u2014I mean, you have loved ones. You may have aging parents. You certainly have an aging spouse, if you are married\u2014well, actually, the women have aging spouses. The men do not\u2014I discovered. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>There you go\u2014well-said. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Yes. But what I\u2019ve discovered is\u2014there is information and instructions you don\u2019t have right now. I was a minister and did a lot of funerals. My own wife passed away from an eight-year cancer journey. My parents have both passed away. I had some things happen in my life\u2014that I discovered that if you don\u2019t get something down\u2014if you don\u2019t get things written down, you will leave your family or your spouse in a place of chaos, confusion \/ loss of cash. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>4:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThere are so many problems that occur if family members do not have needed information. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>I picked up your organizer; and I thought, \u201cI would need to take more than a couple days off I think to fill this thing out.\u201d\u00a0 I mean it\u2019s very comprehensive. I think some people would look at this, Brian\u2014and they\u2019d just get overwhelmed, just by flipping through the pages and go, \u201cI can\u2019t do this,\u201d\u2014and they\u2019d give up. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Sure. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br><strong>Bob: <\/strong>So, how do you recommend somebody go about beginning a project like this?\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Well, this particular manual is not something you fill-in from the front to the back. What you do is\u2014you look over a page, and you just fill out a page, and you look at that one page. You fill it out to the best of your ability. I made this in memory of my dad. My dad said, \u201cA short pencil is better than a long memory.\u201d\u00a0 So, we put information\u2014you put information down.\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI\u2019ll give you an example. One of the pages is a list of doctors, dentists, plumbers, car dealer, insurance person, banker\u2014or whatever. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>5:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tSo, you just fill it out with your spouse. You sit, watching TV one night. You just kind of\u2014one knows some of it, and the other knows some of it\u2014and you kind of fill it out. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWell, I did this with my wife a number of years ago. She said, \u201cWell, when you travel, I need to know this information so I can take care of things.\u201d\u00a0 Well, my wife passed away, and about\u2014I don\u2019t know\u2014four or five months after she passed away, I had three teenage children. I was a single dad. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tMy teenage daughter comes to me and says, \u201cDad, I need to go to the orthodontist.\u201d\u00a0 I said, \u201cOkay, great. Where is that?\u201d\u00a0 And she said, \u201cI don\u2019t know.\u201d\u00a0 I said, \u201cWell, honey, what\u2019s his name?\u201d\u00a0 She said, \u201cI don\u2019t know.\u201d\u00a0 I said, \u201cWell, what street is it on?\u201d\u00a0 \u201cI don\u2019t know. Oh, and Dad, I need to go to the eye doctor too.\u201d\u00a0 I\u2019m like, \u201cWell, where is he?\u201d\u00a0 \u201cI don\u2019t know.\u201d\u00a0 \u201cWhat\u2019s his name?\u201d\u00a0 \u201cI don\u2019t know.\u201d\u00a0 <br>\u00a0\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI realized, as the dad, that I had never taken my daughter to the orthodontist; and I had never taken her to the eye doctor. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>6:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI had no idea how to get my daughter to the eye doctor or the orthodontist in a city of half a million people. And then, I remembered we had filled out that page. I went and I found this book, and <em>all<\/em> the information I needed was there. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWhat I tell people is: \u201cYou just look through this manual and say: \u2018Well, what do we know?\u00a0 What can I put down?\u2019\u201d\u00a0 There are a hundred questions to ask aging relatives in this manual. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Yes, I wanted to ask you about that. That\u2019s an interesting place to start\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Yes. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br><strong>Bob: <\/strong>\u2014what is, essentially, a document to provide data\u2014for after you die\u2014you start with a family history. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>A family history. Yes, and again, when my wife was\u2014we knew she was going to pass away in a few months. I sat down and I asked probably 18\/20 questions out of the 100-some listed\u2014and I wrote that down. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tBut I wrote those pages\u2014my mom had died. She was the last of four sisters to die, and we were having a family reunion the next summer. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>7:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tSo, we\u2019re all sitting around, talking about life and missing everybody. Some questions came up about the family. I suddenly realized: \u201cThere is no one here to answer that anymore. They are gone, and we never asked the questions.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br>So, I sat down one day and I said: \u201cWhat do I wish I would have asked my mom?\u00a0 What do I wish I would have asked my grandparents or my aunts and uncles, while they were living?\u201d\u00a0 I came up with over a hundred questions. There are families that, literally, take this manual to Christmas gatherings, and Easter gatherings, and Thanksgiving gatherings, or Mother\u2019s Day, or Father\u2019s Day. Then, everybody, around the room, goes and circles a question. Then, Mom or Dad answers it\u2014and just gleaning that legacy. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tSomeone once said, \u201cYou don\u2019t just leave your valuables to your family. You leave your values, and you leave your memories, and you leave the stories.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Yes. In fact, you start off by referencing Psalm 78 in here\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>8:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u2014where it talks about passing on to the next generation, not only the truth of what is contained in the Scriptures, but also what has been your experience with God. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Yes, exactly. Yes, you want to pass that legacy on. It\u2019s\u2014whatever the valuables you have\u2014those will get quickly distributed and spent\u2014probably within six months to a year. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Right. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br><strong>Brian: <\/strong>But it\u2019s really the lessons, and the values, and \u201cWhat did you pass on?\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tOne day, I was talking to a guy about his family. He said, \u201cMy family\u2014we\u2019re givers.\u201d\u00a0 I said: \u201cOh, you\u2019re givers. Well, what do you mean by that?\u201d\u00a0 He said, \u201cMy great, great, great grandpa in the Great Depression\u2014he got a dime. When he got a dime, one day, for working, he gave a penny to God.\u201d\u00a0 He said: \u201cYou know what?\u00a0 Ever since then, my family\u2014we\u2019ve always made sure we give to God first.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br>I thought: \u201cWow!\u00a0 Here, 80 years later, this guy had a legacy in his family. His DNA was\u2014their family said, \u2018No matter how tough it gets, we\u2019re going to be givers.\u2019\u201d\u00a0 And that was passed on through a story. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>9:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThat story impacted him, four generations later\u2014the fact that, in their family, they would honor God\u2014and they would give no matter how tough it ever got. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>We could ask you questions almost on every page. I have to ask you about the family tree. You\u2019ve got a spot here for collecting the names of your ancestors and showing where your family came from and where your spouse\u2019s family came from. Explain why you\u2019ve found that to be important. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Well, I just realized that\u2014like with my wife, in particular\u2014if I didn\u2019t get it written down\u2014that history\u2014it\u2019s all going to be lost. She comes from a Norwegian family \/ a Norwegian heritage. They had records in their family\u2014okay\u2014records back to about the 1500\u2019s\u2014detailed records: I mean, how many sheep were on the farm. What repairs they did on the farm, back in Norway. What was the\u2014the children that were born \/ who died. If there was a scrap in the family, it got recorded. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThat all happened because somebody wrote things down\u2014somebody put information down.\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>10:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tSomewhere, you have to have a place to ask the questions and, then, a place to write it down. What I try to do with this legacy organizer is\u2014it gives you one place to put things down\u2014so, at least, you have it. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tSo, my wife\u2014I just sat with her on the coach, before she passed away, and said, \u201cJust remind me again the cousins, the aunts, the uncles\u2014where are they from?\u201d\u00a0 She told me and reminded me of those people. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>I\u2019m sure you have talked to folks who have come to you\u2014six months \/ a year\u2014after a loved one has died and have said: \u201cI was so glad that I went through the effort of putting this together. We didn\u2019t know that my wife \/ or my husband was going to die, and to have this handy\u2026\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI think I told you, earlier, about a friend of mine who, when her husband died suddenly\u2014he had what he called a \u201cDeath Book.\u201d\u00a0 She knew about it\u2014knew where it was. A bunch of us moved in and pulled that out. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>11:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAll that we needed was there\u2014in terms of account numbers and insurance\u2014all of the detailed records. Well, it made the logistics\u2014that you had to deal with in the midst of grieving \/ you have to deal with these issues\u2014made it so much easier\u2014was a great gift he had left to his wife. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Yes, ultimately, it\u2019s about loving your spouse and your family enough to take some time and to put some things down. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI think, in the back of the book, there are \u201c40 Things to Do after a Loved One Dies.\u201d\u00a0 I had one lady say she, literally, held on to this manual for a year. It guided her through everything she needed to do. Then, she said, \u201cWithout this, Brian, I would have been lost.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br>I was going through the \u201c40 Things to Do after a Loved One Dies.\u201d One of them\u2014it literally had a $50,000 impact on my family\u2014that money\u2014I did not know existed. I was going through my own list, and I checked off one of the boxes. I notified a particular agency about something. They said, \u201cOh, by the way, you have a $50,000 benefit for your family,\u201d\u2014that I had no idea existed. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>12:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tMy father\u2014this is a defining moment for me\u2014my dad, before he died\u2014he sat down with my mother. On a napkin, he wrote down all the finances because he had always handled them. And he told her various things. One of the things he said was, \u201cI took out an extra insurance policy for $125,000 from the fire department, where I worked.\u201d\u00a0 So, my mom wasn\u2019t aware of that. Anyway, he told her, \u201cThat\u2019s so, when I die, you will get that money.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWell, he dies. My mother got a letter saying: \u201cMrs. Kluth, sorry your husband died. Here\u2019s a check for $25,000.\u201d\u00a0 I said, \u201cMom, you call them back. You tell them that you have a letter from your husband that the value is $125,000.\u201d\u00a0 She called them back; and they said: \u201cWe\u2019re sorry. We made a typographical error. Please send us the check, and we\u2019ll send you $125,000.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tIf my dad had not written that down on the napkin, my mother and my family would have been out $100,000. I just discovered that: \u201cBoy, you\u2019ve got to get information down.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>13:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>I had a conversation with one of my daughters about our broadcast today. I told her that we were going to talk about this organizer. She made the comment that I think the typical person does: \u201cOh, that\u2019s for older people. You just do that toward the end of your life; right, Dad?\u201d\u00a0 I said, \u201cNo, Sweetie.\u201d\u00a0 I said, \u201cThis is really something, even where you guys are\u2014in the midst of raising your kids and putting your family together\u2014that you need to begin piecing together and have in place.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tYou\u2019ve got a section in here where you have the guardian choices for children. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Yes. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>And I know that, when Barbara and I did this\u2014we didn\u2019t have your organizer. We didn\u2019t have anything nearly as structured as this\u2014but this is one of the things we spent a long time, working on, in our will. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Yes, we froze up on this. When we got asked this question\u2014five kids\u2014we\u2019re thinking, \u201cWe want them all to be together.\u201d\u00a0 So, which of our friends are we going to say, \u201cHey,\u201d\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Their former friends. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>\u2014\u201chere\u2019s a little gift for you!\u201d\u00a0 [Laughter]\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>But we had more arguments\u2014it wasn\u2019t arguments. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>14:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThat\u2019s maybe a misstatement. But Barbara and I had more stimulating discussion about \u201cOkay, what do you do?\u201d\u00a0 If you can\u2019t find a family that will take six, can you find a family or two that will take three each or two, two, and two?\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Tell listeners how you guys, ultimately, resolved that issue in your plan because it helped us know what to do with our five kids. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Well, we formed kind of a committee\u2014who would help place the children. They were very, very close friends, who weren\u2019t listed as guardians\u2014\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Okay. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>\u2014three very wise, godly advisors; okay?\u00a0 Then, we left a list of parents\u2014kind of prioritized and what are wishes were\u2014all six would go to one. With that came a cash award because we figured\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>\u201cThey come with money!\u201d\u00a0 [Laughter]\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>\u2014they\u2019re going to need a bigger house; okay?\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>15:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tBut if, after going through the list, not one family could take our children, we then said: \u201cThen, it\u2019s three and three,\u201d and, \u201cIf not, then, two, two and two.\u201d\u00a0 We never did figure out what to do if none of our friends wanted any of our kids, but\u2014here is the interesting thing, Brian\u2014we redid that list several times\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Yes. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>\u2014over the next 20 years because we had six kids in ten years. The first time we did it, I think our oldest was 11 or 12\u2014something like that\u2014and you\u2019re at a certain stage in raising your family. Well, when you get into junior high, things begin to appear in your own kids and other families, where you may say, \u201cYou know, I\u2019m not quite sure the values were quite the same as we thought they were.\u201d\u00a0 So, we would adjust it. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tIt was interesting\u2014to see the names that got added, the names scratched out, the names that moved to the top of the list\u2014not that they were perfect parents because none are perfect\u2014but the process was very, very healthy for Barbara and me to go through. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>And again, no matter who is listening\u2014it might be your own family, where you\u2019ve got to sort some things out\u2014whether you are in your 30s or 40s.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>16:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThe other thing that\u2014the way this manual gets used a lot is people in their 30s, 40s, or 50s have parents in their 60s, 70s, and 80s. They don\u2019t even know what to ask Mom and Dad. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>And feel uncomfortable even broaching the subject. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Yes, exactly. And so, that\u2019s a big\u2014and one of the ways it gets used is for people to use it with their aging parents. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tMy mother\u2014we had a meeting with her, talking about her funeral wishes. There is a funeral page here, \u201cHow to Plan Your Funeral.\u201d\u00a0 We sat down with my mother to do it. I remember she said: \u201cWhy are we having this meeting anyway?\u00a0 You\u2019re my kids. You should know me.\u201d\u00a0 And I\u2019m like, \u201cMom, what are your favorite songs that you want sung at your funeral?\u201d\u00a0 She said, \u201cYou\u2019re my kids. You should know.\u201d\u00a0 I said, \u201cWe don\u2019t know.\u201d\u00a0 And so\u2014but she knew what songs she wanted. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd then, I said, \u201cWhat about pall bearers?\u201d\u00a0 \u201cWell, you should know.\u201d\u00a0 I said, \u201cMom, we don\u2019t know.\u201d\u00a0 And she knew who she wanted to be her pall bearers. We went down the list of questions on the funeral planning page. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>17:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tShe knew answers to every single thing, but she had never told a single person. Because we were able to glean the information, by using the page\u2014she passed away \/ we honored her wishes. We did everything she wanted. It was a wonderful time\u2014wonderful celebration of her life. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br>Sometimes, people don\u2019t even know what to be asking aging parents or even be asking their spouse. This tries to kind of do the leg-work\u2014you just kind of fill-in the blanks. And there is a digital version or a paper version. You can just update it as you need it. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tBut I really saw, again, literally, 90-100 percent of people when I would do funerals\u2014loved ones did not have information they needed. I knew I needed to do something to try to make a difference\u2014try to make a dent in people\u2019s lives because this will affect future generations. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tThis will affect\u2014even like the whole thing of heirlooms and promised inheritances. If you don\u2019t get things down in writing, some families fracture over those things\u2014\u201cThat shotgun from Grandpa\u2014that was promised to me.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>18:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t\u201cWell, it\u2019s not written anywhere.\u201d Some families never recover from the hurt that goes on at the end of someone\u2019s life. So, this tries to just give you a place to get everything down. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>Yes, explain what you do on that because you actually start with a little bit of an inventory. If Bob and I were brothers, you would ask Bob to list some of the things he wants and me to list what I wanted. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Well, yes. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>And you begin to prioritize them. You settle some of the issues, in advance, it sounds like. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>When my mother-in-law passed away, my wife, Sandy\u2014my first wife, Sandy\u2014had two sisters. I actually went through and inventoried everything she owned. We, then, gave those inventory sheets to the three sisters. The instructions were\u2014and this manual gives you how to do this\u2014but the instructions were: \u201cPut a number one by something you really want. Put a number two by something you are willing to take. Put a number three by something you are not interested in.\u201d\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>19:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd we did that. It was very fascinating because everybody got their number one\u2019s. There was no conflict with what they really wanted. The number two\u2019s\u2014we just kind of equally distributed\u2014what they\u2019d be willing to take. And number three\u2014we called the Salvation Army and said, \u201cCome and get it,\u201d because nobody wanted it. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI mean, there are a lot of people listening to us\u2014someone died, and you just ended up taking everything because you just didn\u2019t feel you could let it go. You get stuck with people\u2019s stuff that nobody wanted. This gave us a way to be able to kind of give people what they wanted, or what they\u2019d be willing to take, but have a way to also say: \u201cYou know what?\u00a0 Nobody is interested in these items.\u201d\u00a0 Then, they were freely given away. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>This is\u2014I just want to be clear\u2014this is not about money-grubbing. This is about being a good steward. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br><strong>Bob: <\/strong>Right. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br><strong>Brian: <\/strong>Yes. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>I\u2019m thinking of single parents. They would be particularly vulnerable if they were killed in a car wreck or came down with a serious illness. These are important matters to have in place if you\u2019re raising a family and there is not a guardian clearly set up to take care of your kids. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>20:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tOn the other hand, there is also\u2014as you just mentioned\u2014our parents. This can really help family members work things out, in advance, and not end up being divided over a bunch of stuff that doesn\u2019t matter. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tHaving done this\u2014not your book, specifically, but something very similar\u2014I can just vouch for it. Once it\u2019s in place, you can breathe deeper; but once it\u2019s in place, you have to go back and revise it each year because passwords change, locations of accounts change\u2014\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>So, I need to take another couple days off, I think, this year\u2014just to go home and tackle this. [Laughter]\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Dennis: <\/strong>No\u2014no way!\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Brian: <\/strong>Well, I\u2019ve preached at some churches on this subject. It\u2019s been interesting. After the message, there is not a line\u2014there\u2019s a mob. There are 200-300 people standing, trying to get this, because I\u2019ve touched on a nerve that everybody is feeling.\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>21:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tIt is like: \u201cWow! I don\u2019t have the information I need. I wish I knew what I needed to get\u2026\u201d\u2014whether that\u2019s from your spouse or from your aging parents. And so, hopefully, this will really bless a lot of people. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>Bob: <\/strong>Well, and I think our listeners are going to be interested in getting a copy of this and taking the time to go through and get stuff ready. I mean, it\u2019s a part of how we care for a spouse, or for our kids, or how we get our affairs in order. You don\u2019t wait until you\u2019re in your 80s to do because we don\u2019t know when it\u2019s going to be necessary. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tGo to FamilyLifeToday.com and click the link at the top of the page that says, \u201cGO DEEPER.\u201d You\u2019ll find <em>Because I Love You Christian Legacy Organizer<\/em> that Brian Kluth has put together, along with Brian\u2019s book, <em>Experience God as Your Provider<\/em>. Both resources are available to order, online, at FamilyLifeToday.com. Again, click the link that says, \u201cGO DEEPER,\u201d for more information; or call 1-800- \u201cF\u201d as in family, \u201cL\u201d as in life, and then the word, \u201cTODAY.\u201d \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>22:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd we can let you know how you can get these resources sent to you. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tNow, I suppose it is probably too late for me to suggest this today; but we have some friends who live out in Boise, Idaho\u2014Kent and Kimberly Kalpakjian. They are celebrating 22 years of marriage today. We want to say, \u201cCongratulations!\u201d\u00a0\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI was going to suggest that they ought to sleep in and go get breakfast at Goldy\u2019s Breakfast Bistro, where they serve breakfast until two o\u2019clock in the afternoon\u2014maybe tomorrow. Maybe that\u2019s the plan. Tomorrow, you go to Goldy\u2019s for a special post-anniversary breakfast. But we want to thank Kent and Kimberly for their partnership with us, here at FamilyLife. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<br>If it weren\u2019t for folks, like them, and folks like, frankly, some of you who pitch in to make <em>FamilyLife Today<\/em> possible, we couldn\u2019t do what we do. We\u2019re grateful for those of you who call, or write, or who go online and donate to make <em>FamilyLife Today<\/em> possible. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>23:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWe are a non-profit organization. Your donations all come together to cover more than 60 percent of the expenses associated with this ministry. So, we\u2019re grateful when we hear from you. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tIf you can make a donation today, we\u2019d like to express our gratitude by sending you the FamilyLife calendar called \u201cA Spirit-filled Year.\u201d\u00a0 It looks at the fruit of the Spirit, and it actually begins\u2014the first page of the calendar is October of 2014. Then, it carries you through all of next year. It\u2019s our gift to you when you make a donation to support the ministry. Go to FamilyLifeToday.com. Click the link in the upper right-hand corner of the screen that says, \u201cI Care\u201d; and you can make an online donation. Or call 1-800-FL-TODAY. You can make your donation over the phone. Or you can write a check and mail it to <em>FamilyLife Today<\/em> at Post Office Box 7111, Little Rock, AR. Our zip code is 72223. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>24:00<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<strong>\u00a0<\/strong>\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tKeep in mind\u2014mention that you\u2019d like the calendar when you get in touch with us so that we know to send it to you; okay?\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tAnd we hope you have a great weekend. Hope you and your family are able to worship together this weekend. And I hope you can join us back on Monday when we\u2019re going to talk to a mom who was\u2014well, who was over-extended\u2014who had said, \u201cYes,\u201d to too many things. Crystal Paine joins us, and we talk about how she brought some order out of the chaos of her life. Hope you can tune in for that. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tI want to thank our engineer today, Keith Lynch, and our entire broadcast production team. On behalf of our host, Dennis Rainey, I\u2019m Bob Lepine. We will see you back next time for another edition of <em>FamilyLife Today<\/em>. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\t<em>FamilyLife Today<\/em> is a production of FamilyLife of Little Rock, Arkansas. \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tHelp for today. Hope for tomorrow.\n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tWe are so happy to provide these transcripts to you. However, there is a cost to produce them for our website. If you\u2019ve benefited from the broadcast transcripts, would you consider <a href=\"http:\/\/wp-stage.familylife.com\/www\/donate\">donating today<\/a> to help defray the costs?\u00a0 \n\t\t\t<\/p>\n\t\t\t<p>\n\t\t\t\tCopyright <sup>\u00a9<\/sup> 2014 FamilyLife. 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